Emergency comes in all shapes and sizes

Emergency comes in all shapes and sizes!

When is it an emergency? When my lights don't turn on with a flick of a switch or when your mortgage or loan gets called in?

Or is it when your daughter tattoos her body parts, or those torture devices, spacers or earlobe ex-panders!

I think we need to pick our fights especially with all of the emergencies that can happen to us at any time anywhere! Our emergencies might consist of divorce especially when it's unexpected, car accidents, work accidents, medical, travel emergency, loss of your passport, wallet stolen, break in , theft, identity stolen, business partnership divorce, disease and illnesses, your children's illness, death in the family, estate planning, the list can go on. Can you think of any others?

When do you stress over things that come up in your life? 

It's been proven that we stress more over things in life that we haven't planned for or that come up suddenly! We are wondering what stance to take on a subject, emotionally tied to the outcome, frustration with the humiliation,  embarrassment from the monies owed or the care required, and of all the things that you have to deal with. Making decisions. Because it is real, and there is an outcome and you have to make decisions even as hard as they are.
Why then we do we stress over these types of emergencies? 

Because we haven't planned for that type of change in our family life. Do a little bit of planning and you can deal with whatever comes your way small or big!

So, I can make some of those worries go away at least by having a plan , finding out how you can do that is by contacting our website and getting parts of your plan organized by a few punches of your APP!

www.yourbackupplan.ca

tina@yourbackupplan.ca

Do you dread the Cancer Word?

DAY 8 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

THE CANCER WORD

Feb 8-2013

What happens if you were to hear the dreaded cancer word? What can we do in our lives to be better prepared for our loss of income, our family emotional stress, and our life changes? Check it out.

It has a huge impact not just financially on the family but the complete picture of jobs, career, happiness, physical abilities, and children come into play.

What can help the situation is to be putting some protection into place so that you can afford to some different things when you have to. Purchase expensive pills, or insulin. Purchase expensive treatments, move to a certain city where they have a treatment that will help you and so on.  The kids of protection that are available to us now, are fantastic! You can have protection with some coverage to ensure that you will have some money to look after loss of income, mortgage or bill payments, and take that stress out of the picture. You can pay into the coverage and then ask to have all your premiums back if you don't use it!  So, why not, does that cost anything? Some years packing away the premiums to ensure you have a sense of certainty. That's priceless!

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

Who's going to pay your bills when you can't?

60 DAY CHALLENGE DAY 5 ~TIP OF THE DAY - 

WHAT ARE YOUR BILLS?

Feb 5 - 2013

Our Bills to pay each and every month. How do we keep track of them now? Now, if we were taken out of the picture for a few months, ............... how would we set up our bills for someone else to look after? 

Would it be different than what you are doing now?

With our system you can alter the way you pay bills so that anyone can take over where you left off. There are passwords, whether you pay online or at the bank, or by phone. Get your system in place it's important that you can keep it private but know that it's there in case you needed it!

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

Join our 60-Day Challenge

Your Backup Plan Seminars
6 REASONS TO JOIN OUR 60-DAY CHALLENGE!
1- Get organized for when a Tragedy hits you LIKE A TRUCK! You don't even see it coming!
2- Worried about a Fire/ Theft or Fraud?  You can be better prepared!
3- Plan for all of those What if's to ensure you still have an income to pay your bills
4- Worried about who will look after the kids and pets? You should be!
5- Planning on saving for your Retirement? Save is what they say, or is it?
6- Securely manage your own Emergency plan
If you don't who will?
Let's Expect the unexpected and get prepared with YOUR BACKUP PLAN!
A tool for organizing tips, emergency preparedness, and having a Plan B. A system to guide you on What if. Organize, retirement plan and how to be prepared! For that disability, natural disaster, earthquake, theft, fraud, flood, sickness, death, pay bills, survival kit, budget, medical emergency, and now do you understand? Everything in one place!
http://www.yourbackupplan.ca

Social media and your Backup system

60 DAY CHALLENGE 

TIP OF THE DAY - ON SOCIAL MEDIA

 Feb 1-2013

Facebook is only one newer Social Media contact that we have in our lives today! 

And if our family or friends don't know our Facebook password then if something happened to us, with living or not, they would not be able to change the page or delete the page without many years of effort. 

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

Could you survive financially if you fell ill? - December - 2011 - Which? News

Could you survive financially if you fell ill? - December - 2011 - Which? News


New Unum app helps you work out protection needs
09 December 2011

An income protection insurance policy could help you survive financially if you're off work for a long period due to sickness or accident

Income protection provider Unum has launched a new app which enables users to calculate how long they'd be able to survive financially if they were unable to work due to illness or injury.
Nine out of 10 people don't have a back-up plan to support themselves if they lose their income due to illness or injury. Many will rely on credit cards, loans or support from family or friends and could benefit instead from buying an income protection insurance policy.
How the income calculator works
The online Facebook-based app uses average benefits and household expenses figures and asks for a few key personal facts and figures to provide a rough calculation of how long people would be able to stay afloat financially if they lost their income.
Which? protection expert Martyn Saville commented: 'This app really brings home just how quickly savings can be used up if you can't work for a sustained period of time. For example, if you have £3,000 in a savings account, pay rent or mortgage of £800 a month and have average household expenses each month, your money would last just one month, even after factoring in state benefits.
'In the current economic climate of rising prices and reducing state benefits, it's very difficult to build up a sufficient nest egg to see you through a prolonged period of illness or recuperation after an accident. Protection products such as short-term income protection and standard income protection policies could help see you through, avoiding the spectre of major debt.'
More on this...
Why don’t we take out income protection insurance? - Have your say with Which? Conversation
Understanding protection insurance - we explain the best ways to protect your life and income
Income protection - we review the best income protection products available in the UKRead more: http://www.which.co.uk/news/2011/12/could-you-survive-financially-if-you-fell-ill-273941/#ixzz1g6eOFXMr Consumer Champions Which? Under Creative Commons License: Attribution Non-Commercial
Thank you to : Which Works for You, some great information for anyone
http://www.which.co.uk/news