Best New App to Backup your Life

A WORLD CHANGING IDEA

This Backup Plan technology takes on one of the world's biggest problems.

Let's take some time to talk about something taboo in our culture: death, sickness or a disability. 

Chances are if you're reading this, you know someone either distant or close to you that has experienced one of these. You read this, you make dinner, or lunches for the kids, and you forget it.

So, the concept of an innovative system that provides you and your family peace of mind may not appeal to some of you because it will never happen to you. But it's a simple technological innovation that could help millions of lives around the world.

The facts are that it will happen, because we don't get up in the morning to plan for a tragedy, or a disaster. They just happen.

Your Backup Plan, invented a personal, fully protected system named Your Backup Plan Mobile App, to tackle the burden of seeking all of the valuable information that is needed quickly.  

One of the biggest hurdles facing people is when it comes to the time of crisis the family or friends don't have access to the all of the details of that person's puzzle needed to either complete or plan the final estate, or to be able to continue with the day-to-day workload that has been left for others to complete.

Just imagine the benefits to be able to push a button for that person's information instead of searching and searching through their belongings, not really knowing where to start. Saving precious time and money and at the same time increasing confidence, peace of mind and security when it is the most stressful, dismal, and complicated time.

We could then look at problems that we are faced with in the future from a completely new prospective! Our Grandparents would roll up all of the special forms, documents and information in a brown paper bag and stick it in the basement rafters to keep it safe.

Now, we have more stuff, so Your Backup Plan, integrated a completely similar system but incredibly safe, organized and an easy life-saving backup for you and your family.  It's like bringing back the old & making it new again! That's what we need in the future with so many disasters and tragedies coming your way how can we possibly recover from all of them all the time!

Get started today 

Your Backup Plan  - now on Google Play and Itunes

Extreme Events Are a Sign of What Is Yet To Come

What is coming next? Is there more flooding, droughts, earthquakes, fires, shootings, car accidents, sickness and disease, train accidents, avalanches, theft and terrorism?  One can only hope that any type of horrific event that can devastate everything that we own and who we are will not occur.  Tina Olexa, Founder of a company named Your Backup Plan believes that the extreme events that are so newsworthy are a sign of what is yet to come.  She asks, “How can we be sure of anything anymore.”

http://www.prlog.org/12213013-your-backup-plan-says-extreme-events-are-sign-of-what-is-yet-to-come.html

CONTACT: Tina Olexa

778-867-3582

www.yourbackupplan.ca

As a parent you don't want it to happen to you!

Todd Croft and his family had a terrible change in their life and would like to share it with others so that it doesn't have to happen to you!

http://globalnews.ca/news/711836/father-of-four-struggling-after-glitch-voids-late-wifes-life-insurance-policy/

Be prepared and have a backup plan. Todd says that, "he wants you to get your house in order."
www.yourbackupplan.ca
tina@yourbackupplan.ca

Monitor your own Credit report it's up to you

DAY 47 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

How many times should you check you own Credit Report? Have you ever checked your Credit report? Would it be helpful? Some consumers don't even know that your credit was stolen until they are denied credit due to the information provided on their credit reports. Regular review of your consumer credit disclosure is key to finding identity theft very early.

Register Today!

Get more great tips and personal advice 
when you become a YOUR BACKUP PLAN MEMBER

http://www.yourbackupplan.ca

Are you sure your Travel insurance will cover you?

DAY 42 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Need travel insurance before you leave for that special trip that you are taking? You may think you are covered even though you bought it! There are conditions.

Did you know that if you went to your doctor or medical clinic and had a change in your treatment or medications 3 months before you leave, you will not be covered for those conditions at your destination?

Register Today!

Get more great tips and personal advice 

when you become a YOUR BACKUP PLAN MEMBER

Worried about Natural Disasters?

DAY 41 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Worried about Natural Disasters? What does your Emergency plan or tool bag look like? What, you don't have one! 

Like 80% of others that don't have one either. What can you do this week to get better prepared? What step can you take to just do one thing each week to put into your emergency tool kit and arranging a plan at both work and at home? Need help?

Check out blog:
www.yourbackupplan.ca/news-blogs
JOIN TODAY TO START YOUR EMERGENCY AND SAFETY PLAN- REGISTER TODAY
Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

Any urgency to getting your Backup Plan?

Your Backup Plan

DAY 40 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Is there any urgency to getting your Backup Plan? I will look at it later, I will do it later, I really need it, I will worry about it later! Really? Things will wait for you before they happen?

We really don't think anything is going to happen, do we? But, things do happen. And it seems like the bad guys are even that much more ahead of it than we are. 

We plan for weddings, we even have a plan b if it rains or - even if those no good relatives show up! 

We have a Plan for that big dinner event, and even for a Plan B if we get too many show up

But, we don't have a Plan B for ourselves. A plan that incorporates every part of our lives, our family and our personal stuff that we have in our head somewhere.

How do we get that organized and how do we plan for all of these things so that at anytime the impact is minimal???

JOIN OUR MEMBERSHIP AND GET THE INFORMATION AND THE TOOLS TO GET YOURS DONE TODAY!Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

What do Spouses get if the partner dies without a Will?

DAY 31 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Dying without a WILL new changes 2013!

Mar 3 -2013

Dying without a will - there are new changes 2013!
Spouses receive $150,000 of the estate, balance to the descendants or the greater of 50% and balance to the descendants
Get yours done today!"

Either get your WILL done by joining our easy

www.legalshield.com/hub/tinaolexa  

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

 Call us for more information- support@yourbackupplan.ca

http://www.yourbackupplan.ca

How long can you go without your Paycheck?

DAY 28 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Feb 28-2013

Protecting your paycheck is all about YOU! How do you do that?There are many different ways-  Next video part 3 of protecting your Paycheck!

The 3rd option is to have your paycheck covered with disability insurance with injury and sickness covered in that. 

Of course you can reduce the premium amounts by starting the disability after a longer waiting period and having a smaller savings account to cover you for the difference. 

ADD IN a RETURN OF PREMIUM with your disability product so that everything that you pay after a certain length of time and no claims - you can get ALL your premiums back! 

START YOU FORCED SAVINGS PLAN - you have the coverage while you need it + you even have a pension for yourself after! 

What a great idea!

Call us for more information- support@yourbackupplan.ca

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

http://www.yourbackupplan.ca

Join Your Backup Plan today, and don't wait - it doesn't wait!

I don't have a Will because I don't know who will take my kids!

DAY 15 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Feb 15-2013

I get asked all the time I don't have a will because I can't decide who I want to take my kids! What should I do?

My husband and I can't decide or agree on anyone so we just don't do anything! 

Sound familiar?

Well, it's a lot worse if you don't do anything.  Did you know that your children will be taken care of but it will be - by the Public Guardian & Trustee. They will make all of the decisions of who they will live with, and how they will disburse the children's money before they reach the age of 18. Oh yea, did I mention that there is a cost involved?

There is of course a cost involved, it is the government.  So, my recommendation is always, who do you think the children would like and love to be with if something happened. Not necessarily who you would like!

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!
http://www.yourbackupplan.ca/news-blogs

Do you know what type of Mortgage you have?

DAY 14 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Feb 14-2013

Do you know what type of mortgage you have? Can you pay down extra throughout the year? Can you move the mortgage when the term is up? 

I have seen some mortgages that you can't even change, pay down, or buy out unless you sell your home before 3 years into the term. Check out the Marketplace episode!

What do you have?  Learn more...

http://www.cbc.ca/marketplace/episodes/2013/01/busting-the-banks.html

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

http://www.yourbackupplan.ca/news-blogs

What I don't think Life insurance companies make money, do they?

DAY 13 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Feb 13-2013

How do Life Insurance companies make tons of money? Read further to find out how.

Life insurance Companies have their 2 most popular ways of making money!  

Quess how?

By - You buying insurance coverage and not using it!

Yes, #1 way is people buying term insurance and then cancelling it when it gets too expensive. Perhaps after 10 or 20 years.  So then, you have paid into a program for a while and they are happy to take your money.

#2, way - are those people that have bought insurance coverage and their family doesn't know that they have any and don't make a claim against it. It's a hidden secret! The insurance company gets out of paying for the policy!

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

http://www.yourbackupplan.ca/news-blogs

Is it necessary to colour code our keys?

DAY 12 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Feb 12, 2013

Is it necessary to colour code our keys? Why would we do something like that?

Putting extra set of keys aside and colour coding them or labelling them with Your Backup Plan is useful for others to know what key matches what.  If something happened to you, it's very nice to know what key opens up what.  Especially useful for older parents etc.

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

http://www.yourbackupplan.ca/news-blogs

Do we need a Trust in our Backup Plan?

DAY 10 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Feb 10-2013

Do we need a Trust set up? Most of us don't even have a Will yet. What happens if we have a disabled child and we pass away?  The estate shouldn't fall into the hands of the disabled child as ASSETS. If this is the case, the government will remove all disability pensions, and grants available to the child. A Trust will allow for a Trustee to regulate non-Assets to the children either monthly or lump sums, which ever way that you have set it up. It will be distributed to the child without any hiccups.

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

http://www.yourbackupplan.ca/news-blogs

What's your hobby? Collecting hot rods, cars, fire trucks

DAY 9 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Feb 9-2013

What happens if your spouse collects any special types of things? For example hot rods, or antique cars, or fire trucks, etc. How do we ensure that the one left behind doesn't get shafted by a fire sale? Because someone bought them next to nothing because the spouse didn't know any different. What can we do?

Setting up a system in place to look after, where to sell them, photos of the items, ideas of sale prices, and who to speak to will allow an easier transition for moving the items to a proper cost for those that are left behind.

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

http://www.yourbackupplan.ca

What do I have in Employer Benefits?

DAY 6 ~TIP OF THE DAY - 60 DAY CHALLENGE OFFER

EMPLOYER BENEFITS

Feb 6-2013

OUR LIFE INSURANCE- are we using life insurance solely on our Group benefit package from work? Do we know what that looks like?

Employer benefits or Group Benefits are owned by the Employer. The Employer can change it, cancel it or alter it at anytime!

They usually have maximum on the plans for employees, and have restrictions based on your health for any more coverage. It's not flexible, even though they say they are. They are so expensive after retiring that it is definitely not transferable.

So, get your own coverage that is owned by yourself and is flexible.

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

What about your Condo insurance?

60 DAY CHALLENGE 

DAY 4~ TIP OF THE DAY - 

YOUR CONDO INSURANCE!

Feb 4 - 2013

What about Condo insurance! Did you know that you should always ask for a recent copy of the Strata's insurance renewals? Why do you care?

The Strata has their own insurance as well as their own deductible amount. Which in most cases is $25,000 as an example. But, if you had a claim against another property or the strata's property you would owe the difference of your deductible amount and the Strata's deductible. In alot of cases your deductible might be $2,500. So, why is it important? We need to know to make the decision when we are renewing our own coverage whether we take the risk or whether we can decrease the risk.

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

Join our 60-Day Challenge

Your Backup Plan Seminars
6 REASONS TO JOIN OUR 60-DAY CHALLENGE!
1- Get organized for when a Tragedy hits you LIKE A TRUCK! You don't even see it coming!
2- Worried about a Fire/ Theft or Fraud?  You can be better prepared!
3- Plan for all of those What if's to ensure you still have an income to pay your bills
4- Worried about who will look after the kids and pets? You should be!
5- Planning on saving for your Retirement? Save is what they say, or is it?
6- Securely manage your own Emergency plan
If you don't who will?
Let's Expect the unexpected and get prepared with YOUR BACKUP PLAN!
A tool for organizing tips, emergency preparedness, and having a Plan B. A system to guide you on What if. Organize, retirement plan and how to be prepared! For that disability, natural disaster, earthquake, theft, fraud, flood, sickness, death, pay bills, survival kit, budget, medical emergency, and now do you understand? Everything in one place!
http://www.yourbackupplan.ca

What's your Backup Plan?

What’s Your Backup Plan? by Jackie Beck

www.Moneycrush.com

Planning is key to so much of personal finance — it’s how we get ahead and stay ahead. Without planning, we just scramble to react, or make decisions that can be bad for us because they aren’t well thought-out. (You know how it is when you’re forced to give an answer quickly, and then later you think of something better you could have said or done…) But it’s not just planning for things you want to have happen that matters. You’ve also got to plan for the what ifs; the things you actively don’t want to have happen.

Creating a good backup plan

You’ve got to create a good backup plan — at least for the common scenarios that many people encounter throughout their lives. What would happen if you lost your job today? What if you came home and your spouse had left you? What if you got into a car accident and needed to be hospitalized, or even died?
Think the scenarios through. If you find yourself short on a good answer to those questions (and stuff like “Well, I’d live on credit cards” isn’t a good answer to losing your job), take this as an opportunity to lay out what your ideal backup plan would look like. And then take steps to get there. For example, if you don’t know what you’d do if you lost your job, think about what you’d like to be able to do if that happened. Find another job, right? And be able to pay all your bills while you’re unemployed without worrying?
Then think about what you’d need to do to make those desired outcomes happen. (Polish up your resume, network regularly now, come up with other ways to make money, get an emergency fund going, etc.)

 

Thank you Money Crush, Jackie Beck for this great article on What's your Backup Plan?

How important is it to have your important documents locked away?

Your Backup Plan, helps you sort out what the important documents are to keep in a locked Fire proof safe so it's away from identity theft, fire, water damage and of course any tragedies that may occur. Your family members can then step in to produce any documentation ie. policy number.
Keep your documents away from any identity theft.
Check it out, new website coming soon with on-line ordering- "Your Backup Plan Workbook"