Top 10 things that Mom's need to think about to keep their family safe in case of a tragedy!

Top 10 things that Mom's need to think about to keep their family safe in case of a tragedy!

Tragedy comes in all shapes and sizes. Sometimes the tragedy directly affects your
family by

1. the income that your household brings in 
2. your health where you can't do the same things as you used to do
3. an injury that will affect your job or ability to do your job
4. your house structure burns or floods
5. your personal identity gets comprimised
6. your possessions are stolen
7. a divorce or separation
8. a business partnership failure
9. a business partner death
10. a sickness of a family member
11. a brain injury of a family member
12. coma or paralysis of a family member
13. a legal battle with family

How does a family protect against these types of things? By planning.

How do I plan? 

1. Getting the appropriate insurance that will cover these types of things to ensure you have an income
2. Getting a diary or log of your medical history records
3. Getting a log of your accounts 
4. Keep an up to date file  of what both partners have in coverages, assets and liabilities in case the relationship falls apart- look after yourself!
5. Taking photos and hair samples of family members
6. Organize how to pay your bills if you are unable to do so
7. A log of your personal passwords and keep them strictly safe
8. Keeping a safety net account for raining days
9. Turn off switches for gas and water
10. Have an up-to-date will and power of attorney, living will

A Business to do list is still to come.

There is so much more to do and keep track of. But, planning is easy if it's all laid out in front of you.

Pick up or order your Backup Plan where you have an easy instruction workbook to help you through the process and have everything all in one place. That's really important. But, what's more important? To have everything safe and locked up. Order your APP to make it an even easier process.

For more information: contact Tina 

tina@yourbackupplan.ca

www.yourbackupplan.ca

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Emergency comes in all shapes and sizes

Emergency comes in all shapes and sizes!

When is it an emergency? When my lights don't turn on with a flick of a switch or when your mortgage or loan gets called in?

Or is it when your daughter tattoos her body parts, or those torture devices, spacers or earlobe ex-panders!

I think we need to pick our fights especially with all of the emergencies that can happen to us at any time anywhere! Our emergencies might consist of divorce especially when it's unexpected, car accidents, work accidents, medical, travel emergency, loss of your passport, wallet stolen, break in , theft, identity stolen, business partnership divorce, disease and illnesses, your children's illness, death in the family, estate planning, the list can go on. Can you think of any others?

When do you stress over things that come up in your life? 

It's been proven that we stress more over things in life that we haven't planned for or that come up suddenly! We are wondering what stance to take on a subject, emotionally tied to the outcome, frustration with the humiliation,  embarrassment from the monies owed or the care required, and of all the things that you have to deal with. Making decisions. Because it is real, and there is an outcome and you have to make decisions even as hard as they are.
Why then we do we stress over these types of emergencies? 

Because we haven't planned for that type of change in our family life. Do a little bit of planning and you can deal with whatever comes your way small or big!

So, I can make some of those worries go away at least by having a plan , finding out how you can do that is by contacting our website and getting parts of your plan organized by a few punches of your APP!

www.yourbackupplan.ca

tina@yourbackupplan.ca

You haven't done your own Backup Plan?

Stop! You haven't done your own Backup Plan?

IT REALLY IS TIME TO START!

Only an afternoon to go through the step-by-step system 

and put in your documents, information and passwords, etc. 

Other items such as hair, medical, pictures, hobby collections, etc. can be added to whenever you need to update it on a regular basis!

Remember it's not just financial. We really have a lot of bits and pieces to our own family whether you are married, single or common law.

What would make life easier for those that are left behind to find out where you bank, or if you need your disability claim information. 

What about your credit card information if it is fraudulently stolen, or you have a fire, or an accident?

We can go through the 10 sections to put in the system what pertains to you at that time, and add to it as needed. 

Do you have a will & power of attorney? Maybe, maybe not.

Whether you do or don't or just need it updated, this will surely help you get one in place and have it and other information about you in "ONE central place." Where do I keep it?

Well, thinking of security at all times, definitely locked up so it's safe. I bet right now all of that stuff or most of it, isn't locked up and isn't safe from others to see if they wanted it. 

What about ensuring your policies are easy to access when needed or your medical information stays updated so you can be in control of your own prescriptions and health because you can see right away what has been done, tested and prescribed in the past.

Why do you think all of this is important?

Because if someone had to step into your LIFE today would you know what to do even down to what type of dog food to buy? 

Check out our secret system to ensure you protect you and your family from the unexpected.

Click on Website:

or Email Us at:

A Kid says your family does matter!

What happens when even a kid says that your family matters?

It is important to get all of your stuff in order even when you think nothing will happen. Because you don't know when something will happen!

Ask yourself, there are so many things paper, documents, things that you know in your head or the other one knows but no one else does. So what will happen?

Well, Facebook for example is difficult to fix when someone has passed away, and if left the risk are individuals that pretend to be them and make multiple accounts in their name.

So why not be prepared? 

Be ready, for taking a trip + theft at home - ensuring your paperwork is kept in a locked cabinet as well as your wallet and purse + your will & power of attorney + your financial information and policies safe and secure so others can find the information + your wishes + your computer and email information + your bills to pay if something happened to the one that normally pays them, and so on.

We have 10 chapters to look after each area, whether you collect old cars, old antiques, fire trucks, or anything else - let's look after those that are left behind and make it easier for them.

Let's ensure we have everything in order just in case of those sickness or injuries such as dementia, strokes, cancer and heart attacks, car accidents and work accidents as well as brain injuries!

If someone had to step into your LIFE today would they know what to do even down to what dog food to buy?

Check out our secret system to ensure you protect your family from the unexpected!

www.yourbackupplan.ca

Would you be able to cope tomorrow or the next day?

DAY 53 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

ONLY 7 DAYS LEFT AT OUR GREAT CHALLENGE OFFER! 

If you had a crippling accident or diagnosed with a critical illness tomorrow, would your family be able to cope emotionally and financially, or either?
How long could you last without a pay check?
We need to ask the questions. What would your coverage look like today? What do you have at work? You would probably be surprised that it might not be very much coverage or any at all.
So you need to look for coverage that you can 
1- extend to age 75 if you wanted , min age 65
2- payment stays the same
3- At least 5 year window for coverage benefits
4- At least 1 year of income coverage

Register Today!

Get more great tips and personal advice
when you become a YOUR BACKUP PLAN MEMBER
Check out blog:
http://www.yourbackupplan.ca/news-blogs


Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!
Don't worry we will help you complete it!



Feel relief, peace of mind that you have everything taken care of, organized and decided by our 5 EASY STEPS!

Do Women know their Family affairs?

DAY 39 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Do women know their Family Stuff?

Mar 11-2013

Do Women know their family stuff? or do we just expect our husbands to look after it and know what's what?

I think that's what is happening in most cases. There are at least 89% of families in Canada that the woman rely on the husband to know what type of policies they have, how much they cost, and what they are. Where in fact they don't understand the details anymore than their spouse. But, shouldn't the spouse and for that matter the family understand what the coverage is for the family Income earners?  Due to the privacy issues now, it is very difficult and timely to wait until the spouse only can tell you the policy number to start the claim.  We shouldn't have to wait for the spouse who is the injured one to tell us the pertinent information needed to fill out a claim. It's too late. 

The more you know ~ the more you can plan ahead!


Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

Call us for more information- support@yourbackupplan.ca

http://www.yourbackupplan.ca

Get your Backup Plan done today, it might be too late!

Lonely, sad and injured in the hospital?

DAY 25 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Feb 25-2013

YOU ARE INJURED IN THE HOSPITAL~ LYING IN BED. YOU GET LONELY - YOU WANT VISITORS! 

How does your family know who they should contact and let them know hey - xxx would like visitors come and visit her/him in the hospital? 

Most of the time our list of friends, groups, associates, work colleagues, etc are different than our spouses. So, in that case who would your spouse contact then. Are you part of any meetup groups, associations, church groups, etc? With YOUR BACKUP PLAN, it makes it very easy!

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

http://www.yourbackupplan.ca

Join today to start your Backup Plan, don't wait it might be too late!

Insure you Income when we can't pay the bills!

DAY 21 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Feb 21-2013

How do you INSURE YOUR INCOME? Simple it's our biggest asset we have is our ability to have income. When we don't have the ability any longer can we afford to pay the bills? So why aren't we insuring it?

You can get insurance incase of an injury to your body, or a sickness and get all of your premiums back! That's the best kind of insurance don't you think? A female age 30 could pay a premium for 15 years for $25,000 coverage would be just under $20/mth with a return of your premiums of $3,500!  That's not even a question!

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!
Check with us at: support@yourbackupplan.ca for pricing for you.

http://www.yourbackupplan.ca/news-blogs

Do you dread the Cancer Word?

DAY 8 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

THE CANCER WORD

Feb 8-2013

What happens if you were to hear the dreaded cancer word? What can we do in our lives to be better prepared for our loss of income, our family emotional stress, and our life changes? Check it out.

It has a huge impact not just financially on the family but the complete picture of jobs, career, happiness, physical abilities, and children come into play.

What can help the situation is to be putting some protection into place so that you can afford to some different things when you have to. Purchase expensive pills, or insulin. Purchase expensive treatments, move to a certain city where they have a treatment that will help you and so on.  The kids of protection that are available to us now, are fantastic! You can have protection with some coverage to ensure that you will have some money to look after loss of income, mortgage or bill payments, and take that stress out of the picture. You can pay into the coverage and then ask to have all your premiums back if you don't use it!  So, why not, does that cost anything? Some years packing away the premiums to ensure you have a sense of certainty. That's priceless!

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

Who's going to pay your bills when you can't?

60 DAY CHALLENGE DAY 5 ~TIP OF THE DAY - 

WHAT ARE YOUR BILLS?

Feb 5 - 2013

Our Bills to pay each and every month. How do we keep track of them now? Now, if we were taken out of the picture for a few months, ............... how would we set up our bills for someone else to look after? 

Would it be different than what you are doing now?

With our system you can alter the way you pay bills so that anyone can take over where you left off. There are passwords, whether you pay online or at the bank, or by phone. Get your system in place it's important that you can keep it private but know that it's there in case you needed it!

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

What about your Condo insurance?

60 DAY CHALLENGE 

DAY 4~ TIP OF THE DAY - 

YOUR CONDO INSURANCE!

Feb 4 - 2013

What about Condo insurance! Did you know that you should always ask for a recent copy of the Strata's insurance renewals? Why do you care?

The Strata has their own insurance as well as their own deductible amount. Which in most cases is $25,000 as an example. But, if you had a claim against another property or the strata's property you would owe the difference of your deductible amount and the Strata's deductible. In alot of cases your deductible might be $2,500. So, why is it important? We need to know to make the decision when we are renewing our own coverage whether we take the risk or whether we can decrease the risk.

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

What about your Medical records?

60 DAY CHALLENGE 

DAY 2~TIP OF THE DAY - YOUR MEDICAL 

RECORDS

 Feb 2 -2013

Where are all your Medical records? Only the nurses in our BC Medical system realize that our hospitals in most cases don't share YOUR MEDICAL records with any other hospital.
So, I'll give you an example.
You have a blood clot appear all of a sudden in your leg and you get rushed to one of the hospitals in Abbotsford or Chilliwack or the Okanagan. They are asking for your medical records to see if you are allergic to anything, or what medications that you've had, or what you have you a reaction to etc. No one will know the information about your blood type, your last test results, or even what would be the best treatment advice considering your own records.
Without any difficulties you can get a family member to pull out your medical records and get them to you. With no effort all of your documents and information is kept all in one place!
Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

Social media and your Backup system

60 DAY CHALLENGE 

TIP OF THE DAY - ON SOCIAL MEDIA

 Feb 1-2013

Facebook is only one newer Social Media contact that we have in our lives today! 

And if our family or friends don't know our Facebook password then if something happened to us, with living or not, they would not be able to change the page or delete the page without many years of effort. 

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!