When is the right time to have a Backup plan?

WHEN IS THE RIGHT TIME TO HAVE A BACKUP PLAN?

There are so many lifestyles that are created…. you can control and nurture, but there are times in life when it doesn't matter if you are rich or poor or even between. 

Sickness does not care how much money you have … being seriously injured in a car accident happens to people of all races, creeds and statures and we all know that death can come knocking at the most inopportune time …

We may not be able to control these events or even others like robbery, fire, flood, earthquake but you can control how you and your family react.

With this revolutionary new APP you can rest assured that the family and friends involved in any given life event or tragedy can carry on, and continue a life or in some cases, finish one.  With the help of YOUR BACKUP PLAN MOBILE APP, all the precious and valuable information that makes up one person’s life is contained in a secure easy and user-friendly app. 

In designing this, I was surprised with how much information makes up one person’s life. It is so much more than a will and with only short moments to complete each section, you and your family will be prepared for everything and anything that life gives you.

By using this, the people involved can use their energy to help support, care and manage the injured loved one and not have to spend valuable time searching for important papers and documents. There are so many feelings that occur in times of trouble….

Why worry when some unforeseen circumstance happens that only adds to the immense amount of sorrow and confusion already….

Get The App!   This is Your Backup Plan …… You will be glad you did. 

Now on Google play & Itunes

http://www.yourbackupplan.ca

How to avoid the "B" word, Bankruptcy in 3 easy ways!

HOW TO AVOID BANKRUPTCY in 3 easy ways!

Missing payments and don't know how to pay the next one?

I listened to the 650 AM radio show with guests, Sands & Associates, last night. Great show! What we help clients do is to make it as easy as we can and make a plan that works for them.

There is a limit to how many times someone can go into bankruptcy in their lifetime! Did you know that?

3 x's and then not sure what your plan would be. 

But, why are you going into this problem again, did you not learn the first time?

Trying to pay back by paying one card with the other? It's time to do something!

That new business didn't work out? Now you are stuck with the business debt. Get some assistance in clearing this up.

1. Either get another job, or a part-time income source that will allow to make those extra payments to decrease the debt. Pay off consistently and larger lump sums. Take one at a time to pay off one payment with the largest lump sums and then work on the other credit cards. Until you are back down to only having 2 credit cards only with ZERO balance! Yahoo!

So, many of our clients only have to go to step 2:

     

     2. Compile your list of debt and consolidate into one easy payment either incorporated into your mortgage or a separate loan. See a good Mortgage broker to get help with this. Links below.

Can't make that work?

3.  Go to your lawyer or a Trustee for assistance such as Sands & Associates, many various locations, to get help with a Consumer Proposal. Don't have a lawyer, we can help you with finding one across Canada and in the United States.

What is a Consumer Proposal?

A consumer proposal will allow you to settle your debts for a percentage less than you owe by making an agreement with your creditors. They had mentioned about 30% of the debt to make arrangements to pay back monthly over a 2 year,3 year, 4 year, or 5 year term maximum. Don't miss 3 or more payments with this agreement because it voids your agreement for the repayment. The Consumer proposal will only affect your credit report by an average of 9 months to 1 year with consecutive payments.
A bankruptcy #1 will affect your credit report by 1 yr to 2 years. They will say it's no concern from your history after the 5 year mark.

Let's make it easy! Let's have less stress. 

Tired of the Creditors calling you? Get yourself a Lawyer in your pocket that will look after that for you!

In BC: ask for Kristina at: http://www.askthemortgagediva.ca/

Dreyer Group Mortgage Team, www.dreyergroup.ca

Get yourself a lawyer: 

www.tinaolexa.legalshieldassociate.com

www.yourbackupplan.ca

tina@yourbackupplan.ca

You haven't done your own Backup Plan?

Stop! You haven't done your own Backup Plan?

IT REALLY IS TIME TO START!

Only an afternoon to go through the step-by-step system 

and put in your documents, information and passwords, etc. 

Other items such as hair, medical, pictures, hobby collections, etc. can be added to whenever you need to update it on a regular basis!

Remember it's not just financial. We really have a lot of bits and pieces to our own family whether you are married, single or common law.

What would make life easier for those that are left behind to find out where you bank, or if you need your disability claim information. 

What about your credit card information if it is fraudulently stolen, or you have a fire, or an accident?

We can go through the 10 sections to put in the system what pertains to you at that time, and add to it as needed. 

Do you have a will & power of attorney? Maybe, maybe not.

Whether you do or don't or just need it updated, this will surely help you get one in place and have it and other information about you in "ONE central place." Where do I keep it?

Well, thinking of security at all times, definitely locked up so it's safe. I bet right now all of that stuff or most of it, isn't locked up and isn't safe from others to see if they wanted it. 

What about ensuring your policies are easy to access when needed or your medical information stays updated so you can be in control of your own prescriptions and health because you can see right away what has been done, tested and prescribed in the past.

Why do you think all of this is important?

Because if someone had to step into your LIFE today would you know what to do even down to what type of dog food to buy? 

Check out our secret system to ensure you protect you and your family from the unexpected.

Click on Website:

or Email Us at:

Would you be able to cope tomorrow or the next day?

DAY 53 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

ONLY 7 DAYS LEFT AT OUR GREAT CHALLENGE OFFER! 

If you had a crippling accident or diagnosed with a critical illness tomorrow, would your family be able to cope emotionally and financially, or either?
How long could you last without a pay check?
We need to ask the questions. What would your coverage look like today? What do you have at work? You would probably be surprised that it might not be very much coverage or any at all.
So you need to look for coverage that you can 
1- extend to age 75 if you wanted , min age 65
2- payment stays the same
3- At least 5 year window for coverage benefits
4- At least 1 year of income coverage

Register Today!

Get more great tips and personal advice
when you become a YOUR BACKUP PLAN MEMBER
Check out blog:
http://www.yourbackupplan.ca/news-blogs


Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!
Don't worry we will help you complete it!



Feel relief, peace of mind that you have everything taken care of, organized and decided by our 5 EASY STEPS!

Does not being prepared slap us in the face?

DAY 52 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

ONLY 8 DAYS LEFT AT OUR GREAT CHALLENGE OFFER! 

Have we thought of that little something not quite going along like it was suppose to our planning?
How do we get prepared enough so it doesn't slap us in the face?
A little preparation is easier than you think when it's all laid out for you to fill in the blanks!
A great little side account to help you out of the storm for those days that have you snowed in!
A little more put in it for 6 months of income so that you can shovel out of the snow too!
Some disability to cover that income that is missing when something goes wrong.
Some life insurance when things go really wrong
A current and up-to-date Will and power of attorney to make sure everything gets put in order when needed the most!

Register Today!

Get more great tips and personal advice
when you become a YOUR BACKUP PLAN MEMBER
Check out blog:
http://www.yourbackupplan.ca/news-blogsLet's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!
Don't worry we will help you complete it!

GET IT TODAY FOR $299 and we will help you every step of the way to get YOUR BACKUP PLAN completed!

Feel relief, peace of mind that you have everything taken care of, organized and decided by our 5 EASY STEPS!

Do you have a Secret Beneficiary?

DAY 51 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

ONLY 9 DAYS LEFT AT OUR GREAT CHALLENGE OFFER! 

How do you keep a SECRET Beneficiary? There are certain complications to our plans! A secret love child, or a Mistress?
A secret beneficiary can be looked after in many ways financially secretively.
Through an life insurance policy is strictly confidential and is outside of the estate. Anything in the estate is not confidential.
Also, looking at a preparing a Trust can also provide for that secret beneficiary through an income subsidized through a Trust.

Register Today!

Get more great tips and personal advice
when you become a YOUR BACKUP PLAN MEMBER
Check out blog:
http://www.yourbackupplan.ca/news-blogs

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!
Don't worry we will help you complete it!

GET IT TODAY FOR $299 and we will help you every step of the way to get YOUR BACKUP PLAN completed!

Feel relief, peace of mind that you have everything taken care of, organized and decided by our 5 EASY STEPS!

Hot Challenge offer has only 10 days left for your Backup Plan

DAY 50 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

ONLY 10 DAYS LEFT AT OUR GREAT CHALLENGE OFFER! 

Don't worry we will help you complete it!

GET IT TODAY FOR $299 and we will help you every step of the way to get YOUR BACKUP PLAN completed!
Feel relief, peace of mind that you have everything taken care of, organized and decided by our 5 EASY STEPS! 

USA VERSION coming soon!

Register Today!

Get more great tips and personal advice
when you become a YOUR BACKUP PLAN MEMBER
Check out blog:
http://www.yourbackupplan.ca/news-blogs

http://yourbackupplan.blogspot.ca/
Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

You are never too young to encounter the unexpected!

DAY 49 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

You are never too young to encounter the unexpected! This poor girl now has left her child behind probably with no will and now the family is going to have to fight through our wonderful Government Trustee office to gain custody and settle the affairs. It's not going to be an easy road dealing with grief and emotions, police, etc. It could be easier to be planning and help with some of those decisions and legal matters + money!

Register Today!

Get more great tips and personal advice
when you become a YOUR BACKUP PLAN MEMBER
Check out more information at:
http://www.yourbackupplan.ca/news-blogs

Read the Province today, or the Mission City Record
http://www.missioncityrecord.com/news/199252371.html?c=y&curSection=/&curTitle=BC+News&bc09=true

Identity Theft is the fastest over 500% growing crimes in Canada

DAY 48 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Identity Theft is the fastest growing crimes over 500% increase
Simple little things to be aware of
Register Today!
Get more great tips and personal advice
when you become a YOUR BACKUP PLAN MEMBER
www.yourbackupplan.ca
Register last 12 days left for our Special 60-Day challenge!

Monitor your own Credit report it's up to you

DAY 47 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

How many times should you check you own Credit Report? Have you ever checked your Credit report? Would it be helpful? Some consumers don't even know that your credit was stolen until they are denied credit due to the information provided on their credit reports. Regular review of your consumer credit disclosure is key to finding identity theft very early.

Register Today!

Get more great tips and personal advice 
when you become a YOUR BACKUP PLAN MEMBER

http://www.yourbackupplan.ca

8 Simple steps you can take to reduce your Exposure to Identity Theft

DAY 46 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

8 Simple steps you can take to REDUCE your exposure to Identity theft! Don't think it's going to happen to you? Think again.
It can and it does. What even in Canada?
Yes most definitely.
So what can we do?
1- Monitor your credit
2- Don't give out any personal information indiscriminately
3- Be careful with your mail
4- Guard your garbage
5- Only give your Sin number when absolutely necessary 
6- Pay attention to billing cycles
7- Exercise caution online

8- Remove personal information from old computers

If you need some help to get these types of things done - contact us at:
support@yourbackupplan.ca

Register Today!

Get more great tips and personal advice 
when you become a YOUR BACKUP PLAN MEMBER

http://yourbackupplan.ca
Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

Will we have life insurance when we need it?

DAY 44 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

What does your Life insurance look like? If it is still going to be there when we need it? 

How much will it cost us?
Get to learn about your own policy so you can feel comfortable on what kind of coverage you have, how long it lasts, and if it's 100% coverage no matter what. Learn about your plan

Get the advice you deserve to know the differences of all different policies that are out there:
It's scary, what different coverage that there are. Find out today so you are re-assured and informed.

http://youtu.be/ZKHftmGWoEM

Check out:

www.yourbackupplan.ca


Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

What is the true meaning of love?

DAY 45 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Embarrass yourself today and get some life insurance because it's the true meaning of love!
But, the problem is, what's the best one? Everyone tell's me something different. What is there to buy?
Register Today!

Get more great tips and personal advice
when you become a YOUR BACKUP PLAN MEMBER
Check out blog:
www.yourbackupplan.ca/news-blogs

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

http://www.youtube.com/watch?v=uCtbA3CKKgA&feature=share&list=PL3CD85CE7ACECE5DD

Nursing home residents at risk: W5 investigation reveals startling national picture

Nursing home residents at risk: W5 investigation reveals startling national picture

Are you sure your Travel insurance will cover you?

DAY 42 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Need travel insurance before you leave for that special trip that you are taking? You may think you are covered even though you bought it! There are conditions.

Did you know that if you went to your doctor or medical clinic and had a change in your treatment or medications 3 months before you leave, you will not be covered for those conditions at your destination?

Register Today!

Get more great tips and personal advice 

when you become a YOUR BACKUP PLAN MEMBER

Worried about Natural Disasters?

DAY 41 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Worried about Natural Disasters? What does your Emergency plan or tool bag look like? What, you don't have one! 

Like 80% of others that don't have one either. What can you do this week to get better prepared? What step can you take to just do one thing each week to put into your emergency tool kit and arranging a plan at both work and at home? Need help?

Check out blog:
www.yourbackupplan.ca/news-blogs
JOIN TODAY TO START YOUR EMERGENCY AND SAFETY PLAN- REGISTER TODAY
Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

Any urgency to getting your Backup Plan?

Your Backup Plan

DAY 40 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Is there any urgency to getting your Backup Plan? I will look at it later, I will do it later, I really need it, I will worry about it later! Really? Things will wait for you before they happen?

We really don't think anything is going to happen, do we? But, things do happen. And it seems like the bad guys are even that much more ahead of it than we are. 

We plan for weddings, we even have a plan b if it rains or - even if those no good relatives show up! 

We have a Plan for that big dinner event, and even for a Plan B if we get too many show up

But, we don't have a Plan B for ourselves. A plan that incorporates every part of our lives, our family and our personal stuff that we have in our head somewhere.

How do we get that organized and how do we plan for all of these things so that at anytime the impact is minimal???

JOIN OUR MEMBERSHIP AND GET THE INFORMATION AND THE TOOLS TO GET YOURS DONE TODAY!Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

Credit card protection is your responsibility

DAY 38 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Do you have a protective sleeve for your Credit Card?

Mar 10-2013

CREDIT CARDS- do you have a chip on your credit card? Or do you have RFID?

How do you know what you have on your card? There is an automatic reader forRFID signal if you have 3 waves on your credit card. It should then be put into a protective sleeve. Otherwise there are some cases where they are copying down all of your information by just walking by you!


Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

Call us for more information- support@yourbackupplan.ca

http://www.yourbackupplan.ca

Don't wait until it's too late to get your Backup Plan! join today to start

Going on Vacation? Protect yourself before you leave

DAY 37 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Going on a Trip sometime soon?

Mar 9 -2013

Going on a TRIP sometime soon? There are ways to ensure that if you lose your wallet, passport or cell phone that you will know what to do and hey, let's make it easier on yourself if it does happen. Have you heard of someone losing their passport. Can you fly without your passport?

It's a great idea to take scans of your documents and put them on a draft copy on your google or hotmail account so that when you are away you have access to them if needed. Don't email them to yourself.


Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

 Call us for more information- support@yourbackupplan.ca

http://www.yourbackupplan.ca

It might be too late, join today and get Your Backup Plan done!

Leaving your stuff in your car is asking for trouble

DAY 35 TIP OF THE DAY - 60 DAY CHALLENGE OFFER
DO YOU LEAVE INFORMATION IN YOUR CAR?

Mar 7 -2013

DO YOU LEAVE ANY INFORMATION IN YOUR CAR? ANY INFORMATION THAT COULD BE STOLEN FROM YOU? It is a business that collects all of that information from you. The bigger fraud units are finding individuals that have set up businesses with employees that actually look for information that they can steal from you! So, don't leave anything in your car. And that includes PASSPORTS too ~ people!!!

www.yourbackupplan.blogspot.com

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!
The Paycheck Break Up!

Call us for more information- support@yourbackupplan.ca

http://www.yourbackupplan.ca