When is the right time to have a Backup plan?

WHEN IS THE RIGHT TIME TO HAVE A BACKUP PLAN?

There are so many lifestyles that are created…. you can control and nurture, but there are times in life when it doesn't matter if you are rich or poor or even between. 

Sickness does not care how much money you have … being seriously injured in a car accident happens to people of all races, creeds and statures and we all know that death can come knocking at the most inopportune time …

We may not be able to control these events or even others like robbery, fire, flood, earthquake but you can control how you and your family react.

With this revolutionary new APP you can rest assured that the family and friends involved in any given life event or tragedy can carry on, and continue a life or in some cases, finish one.  With the help of YOUR BACKUP PLAN MOBILE APP, all the precious and valuable information that makes up one person’s life is contained in a secure easy and user-friendly app. 

In designing this, I was surprised with how much information makes up one person’s life. It is so much more than a will and with only short moments to complete each section, you and your family will be prepared for everything and anything that life gives you.

By using this, the people involved can use their energy to help support, care and manage the injured loved one and not have to spend valuable time searching for important papers and documents. There are so many feelings that occur in times of trouble….

Why worry when some unforeseen circumstance happens that only adds to the immense amount of sorrow and confusion already….

Get The App!   This is Your Backup Plan …… You will be glad you did. 

Now on Google play & Itunes

http://www.yourbackupplan.ca

Best New App to Backup your Life

A WORLD CHANGING IDEA

This Backup Plan technology takes on one of the world's biggest problems.

Let's take some time to talk about something taboo in our culture: death, sickness or a disability. 

Chances are if you're reading this, you know someone either distant or close to you that has experienced one of these. You read this, you make dinner, or lunches for the kids, and you forget it.

So, the concept of an innovative system that provides you and your family peace of mind may not appeal to some of you because it will never happen to you. But it's a simple technological innovation that could help millions of lives around the world.

The facts are that it will happen, because we don't get up in the morning to plan for a tragedy, or a disaster. They just happen.

Your Backup Plan, invented a personal, fully protected system named Your Backup Plan Mobile App, to tackle the burden of seeking all of the valuable information that is needed quickly.  

One of the biggest hurdles facing people is when it comes to the time of crisis the family or friends don't have access to the all of the details of that person's puzzle needed to either complete or plan the final estate, or to be able to continue with the day-to-day workload that has been left for others to complete.

Just imagine the benefits to be able to push a button for that person's information instead of searching and searching through their belongings, not really knowing where to start. Saving precious time and money and at the same time increasing confidence, peace of mind and security when it is the most stressful, dismal, and complicated time.

We could then look at problems that we are faced with in the future from a completely new prospective! Our Grandparents would roll up all of the special forms, documents and information in a brown paper bag and stick it in the basement rafters to keep it safe.

Now, we have more stuff, so Your Backup Plan, integrated a completely similar system but incredibly safe, organized and an easy life-saving backup for you and your family.  It's like bringing back the old & making it new again! That's what we need in the future with so many disasters and tragedies coming your way how can we possibly recover from all of them all the time!

Get started today 

Your Backup Plan  - now on Google Play and Itunes

BEST NEW APP for backing up your Life

A world changing idea.

 This Backup Plan technology takes on one of the world’s biggest problems.

Let’s take some time to talk about something taboo in our culture: death, sickness or a disability. With so many disasters coming your way how can you possibly recover from them every time everywhere.

Chances are if you’re reading this, you know someone either distant or close to you that has experienced one of these. You read this, you make dinner, or lunches for the kids, and you forget about it. So the concept of an innovative system that provides you and your family peace of mind may not appeal to some of you because it will never happen to you; but it’s a simple technological innovation that could help millions of lives around the world.

The facts are that it will happen, because we don’t get up in the morning to plan for a tragedy, or a disaster. They just happen.

Whether you are single or have a partner, everyone’s Life puzzle is complicated and unique. Your family or friends may not know all the details of your puzzle but when tragedy hits your life – your family or friends will need a very quick recovery to that valuable information!

That’s when Your Backup Plan enables you and your family to put your life’s puzzle back together.

Now available on Google play and Itunes

www.yourbackupplan.ca

THE DANGERS OF NOT HAVING A WILL!

Why not get your Wills done?

My goal for this Christmas season is to encourage as many families just how easy it is to get 
Your WILLS and  POWER OF ATTORNEY 
done and of course the dangers of not having one!!!

We can help you with that!

How it works- click here

 It is a tax deductible expense for your business 

Your Family estate questions for minimizing costs, taxes, and hassles to your estate

Needing some assistance to questions about your family member's estate issues?

WHY NOT? CLICK HERE

Personal document review

Lease agreement reviews

Letters and phone calls on your behalf

Billing discrepancy

Traffic violations

Disputes

Agreement reviews

Divorce or separation assistance

Adoption or name change assistance

Estate Planning from Watson Goepel in B.C. -- CLICK HERE

                                   

COMMERCIAL - CLICK HERE

Here are just a few of the DANGERS of not having a current up-to-date WILL

1. You can not select guardians for any minor children
2. The Public Guardian , |the Government," steps in and becomes involved in your children's personal lives. Wouldn't you want your children with people they know and trust?
3. The Public Trustee becomes involved in the administering the children's share if they are minors. The Government will decide your children's financial future and of course take their fees from it.
4. Your children may not receive the inheritance you want them to receive, and you can't provide a trust for them after the fact. Which is basically what happened to Michael Jackson's estate.
5. If your children are minors when you die, this means that when they reach the age of majority the will receive the entire inheritance in one-lump sum instead of spread out over time

Joining our membership online where you will be mailed your package in the mail to you www.tinaolexa@legalshieldassociate.com

How it can save your marriage Click here

You can also choose to join the membership for

“ Identity Theft Shield”

How it works! Click here

Including a current copy of your CREDIT REPORTS
Monitoring and Activity alerts + Restoration service + sex offender search + safeguard for Minors.

Protecting Yourself!

If you have any questions with regards to what you should do or not sure what would happen in your area that you live -- please forward them to
tina@yourbackupplan.ca

Click on "Start Now" to help guide you thru the process to get your
Will and Power of Attorney Package mailed to you!

1. You will get your package sent directly to you- fill out the questionnaire and mail it in the envelope provided to you
2. They will contact you immediately to provide an appointment
3. You will get your membership cards and booklet 
4. Membership cards for your wallet for members of the family

Get started today!

Available currently in Canada: BC, Alberta, Manitoba and Ontario
Available in 49 states in USA
Email me to connect to your appropriate area

Top 10 things that Mom's need to think about to keep their family safe in case of a tragedy!

Top 10 things that Mom's need to think about to keep their family safe in case of a tragedy!

Tragedy comes in all shapes and sizes. Sometimes the tragedy directly affects your
family by

1. the income that your household brings in 
2. your health where you can't do the same things as you used to do
3. an injury that will affect your job or ability to do your job
4. your house structure burns or floods
5. your personal identity gets comprimised
6. your possessions are stolen
7. a divorce or separation
8. a business partnership failure
9. a business partner death
10. a sickness of a family member
11. a brain injury of a family member
12. coma or paralysis of a family member
13. a legal battle with family

How does a family protect against these types of things? By planning.

How do I plan? 

1. Getting the appropriate insurance that will cover these types of things to ensure you have an income
2. Getting a diary or log of your medical history records
3. Getting a log of your accounts 
4. Keep an up to date file  of what both partners have in coverages, assets and liabilities in case the relationship falls apart- look after yourself!
5. Taking photos and hair samples of family members
6. Organize how to pay your bills if you are unable to do so
7. A log of your personal passwords and keep them strictly safe
8. Keeping a safety net account for raining days
9. Turn off switches for gas and water
10. Have an up-to-date will and power of attorney, living will

A Business to do list is still to come.

There is so much more to do and keep track of. But, planning is easy if it's all laid out in front of you.

Pick up or order your Backup Plan where you have an easy instruction workbook to help you through the process and have everything all in one place. That's really important. But, what's more important? To have everything safe and locked up. Order your APP to make it an even easier process.

For more information: contact Tina 

tina@yourbackupplan.ca

www.yourbackupplan.ca

FB: Your Backup Plan

Tweet: TinaOlexaBC

Extreme Events Are a Sign of What Is Yet To Come

What is coming next? Is there more flooding, droughts, earthquakes, fires, shootings, car accidents, sickness and disease, train accidents, avalanches, theft and terrorism?  One can only hope that any type of horrific event that can devastate everything that we own and who we are will not occur.  Tina Olexa, Founder of a company named Your Backup Plan believes that the extreme events that are so newsworthy are a sign of what is yet to come.  She asks, “How can we be sure of anything anymore.”

http://www.prlog.org/12213013-your-backup-plan-says-extreme-events-are-sign-of-what-is-yet-to-come.html

CONTACT: Tina Olexa

778-867-3582

www.yourbackupplan.ca

You haven't done your own Backup Plan?

Stop! You haven't done your own Backup Plan?

IT REALLY IS TIME TO START!

Only an afternoon to go through the step-by-step system 

and put in your documents, information and passwords, etc. 

Other items such as hair, medical, pictures, hobby collections, etc. can be added to whenever you need to update it on a regular basis!

Remember it's not just financial. We really have a lot of bits and pieces to our own family whether you are married, single or common law.

What would make life easier for those that are left behind to find out where you bank, or if you need your disability claim information. 

What about your credit card information if it is fraudulently stolen, or you have a fire, or an accident?

We can go through the 10 sections to put in the system what pertains to you at that time, and add to it as needed. 

Do you have a will & power of attorney? Maybe, maybe not.

Whether you do or don't or just need it updated, this will surely help you get one in place and have it and other information about you in "ONE central place." Where do I keep it?

Well, thinking of security at all times, definitely locked up so it's safe. I bet right now all of that stuff or most of it, isn't locked up and isn't safe from others to see if they wanted it. 

What about ensuring your policies are easy to access when needed or your medical information stays updated so you can be in control of your own prescriptions and health because you can see right away what has been done, tested and prescribed in the past.

Why do you think all of this is important?

Because if someone had to step into your LIFE today would you know what to do even down to what type of dog food to buy? 

Check out our secret system to ensure you protect you and your family from the unexpected.

Click on Website:

or Email Us at:

Don't forget to complete your Home Owner's grant!

Don't forget to pay your City property taxes today!

You don't need to stand in a line-up anymore! Complete your home owner's grant and pay on-line! 

BC Home Owners: Tax Deferment Program

Why not? Great re-payment process check out the interest rates!

1. The Families with Children Property Tax Deferment Program
2. 55 years or older anytime during the current taxation year (only one spouse must be 55 or older), or a surviving spouse of any age and a registered owner, or a person with disabilities 

Tax Deferment Program is an option available to assist families during those years when household costs can be the highest. It is a loan program that allows you to defer all or part of your current annual property taxes on your principal residence. Principal residence is your home where you live and conduct your daily activities.

Apply online with Government BC website

http://www.sbr.gov.bc.ca/individuals/Property_Taxes/Property_Tax_Deferment/ptd.htm

More tips found in our 1-stop system for your Backup Plan

tina@yourbackupplan.ca

How is our medical system going to cope?

DAY 43 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Canadians suffering from serious illness but living longer! So, how is our medical system going to cope with all of us? There is also the baby boomers starting to retire and going to have a bigger impact on our system that is already lacking. do you have a plan or an idea of what you are going to do?
Register Today!

Get more great tips and personal advice 
when you become a YOUR BACKUP PLAN MEMBER
Check out blog:
http://www.yourbackupplan.ca/news-blogs

http://www.globalnews.ca/health/average+canadians+living+longer+but+suffering+from+serious+illness/6442828928/story.html?utm_source=facebook-twitter&utm_medium=link&utm_campaign=community


Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

Are you sure your Travel insurance will cover you?

DAY 42 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Need travel insurance before you leave for that special trip that you are taking? You may think you are covered even though you bought it! There are conditions.

Did you know that if you went to your doctor or medical clinic and had a change in your treatment or medications 3 months before you leave, you will not be covered for those conditions at your destination?

Register Today!

Get more great tips and personal advice 

when you become a YOUR BACKUP PLAN MEMBER

Do Women know their Family affairs?

DAY 39 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Do women know their Family Stuff?

Mar 11-2013

Do Women know their family stuff? or do we just expect our husbands to look after it and know what's what?

I think that's what is happening in most cases. There are at least 89% of families in Canada that the woman rely on the husband to know what type of policies they have, how much they cost, and what they are. Where in fact they don't understand the details anymore than their spouse. But, shouldn't the spouse and for that matter the family understand what the coverage is for the family Income earners?  Due to the privacy issues now, it is very difficult and timely to wait until the spouse only can tell you the policy number to start the claim.  We shouldn't have to wait for the spouse who is the injured one to tell us the pertinent information needed to fill out a claim. It's too late. 

The more you know ~ the more you can plan ahead!


Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

Call us for more information- support@yourbackupplan.ca

http://www.yourbackupplan.ca

Get your Backup Plan done today, it might be too late!

How long can you go without your Paycheck?

DAY 28 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Feb 28-2013

Protecting your paycheck is all about YOU! How do you do that?There are many different ways-  Next video part 3 of protecting your Paycheck!

The 3rd option is to have your paycheck covered with disability insurance with injury and sickness covered in that. 

Of course you can reduce the premium amounts by starting the disability after a longer waiting period and having a smaller savings account to cover you for the difference. 

ADD IN a RETURN OF PREMIUM with your disability product so that everything that you pay after a certain length of time and no claims - you can get ALL your premiums back! 

START YOU FORCED SAVINGS PLAN - you have the coverage while you need it + you even have a pension for yourself after! 

What a great idea!

Call us for more information- support@yourbackupplan.ca

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

http://www.yourbackupplan.ca

Join Your Backup Plan today, and don't wait - it doesn't wait!

Your Paycheck the most important part, isn't it?

DAY 27 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Protecting your paycheck is all about YOU! How do you do that?There are many different ways- Part 2 video for a laugh or two!

Feb 27-2013

The Paycheck Break Up!

Watch for Part 3

The other option is to have your paycheck covered with disability insurance with injury and sickness covered in that. Of course you can reduce the premium amounts by starting the disability after a longer waiting period and having a smaller savings account to cover you for the difference. So you can be covered with in effect 0 day waiting period and extending to 5 year disability plan or age 65. That's also an idea!

Call us for more information- support@yourbackupplan.ca

http://www.yourbackupplan.ca

Join today, and get your Backup plan started, don't wait until it's too late!

Protecting your Pay Check is easy

DAY 26 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Protecting your paycheck is all about YOU! 

How do you do that?

There are many different ways- Part 2 video for a laugh or two!

The Paycheck Break Up!

Watch for Part 2

Protecting your Paycheck with a savings plan that you put away for rainy days is definitely a longer process and cumbersome. It's what we call self-insuring yourself!

But, it can work with proper management but your constraints are putting enough money away and quickly enough. How much will we need and when do we need it? That's the big question. But, work with on a regular basis and you can make it happen. It's not for everyone but do-able! 

Call us for more information- support@yourbackupplan.ca

http://www.yourbackupplan.ca

Lonely, sad and injured in the hospital?

DAY 25 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Feb 25-2013

YOU ARE INJURED IN THE HOSPITAL~ LYING IN BED. YOU GET LONELY - YOU WANT VISITORS! 

How does your family know who they should contact and let them know hey - xxx would like visitors come and visit her/him in the hospital? 

Most of the time our list of friends, groups, associates, work colleagues, etc are different than our spouses. So, in that case who would your spouse contact then. Are you part of any meetup groups, associations, church groups, etc? With YOUR BACKUP PLAN, it makes it very easy!

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

http://www.yourbackupplan.ca

Join today to start your Backup Plan, don't wait it might be too late!

Insure you Income when we can't pay the bills!

DAY 21 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Feb 21-2013

How do you INSURE YOUR INCOME? Simple it's our biggest asset we have is our ability to have income. When we don't have the ability any longer can we afford to pay the bills? So why aren't we insuring it?

You can get insurance incase of an injury to your body, or a sickness and get all of your premiums back! That's the best kind of insurance don't you think? A female age 30 could pay a premium for 15 years for $25,000 coverage would be just under $20/mth with a return of your premiums of $3,500!  That's not even a question!

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!
Check with us at: support@yourbackupplan.ca for pricing for you.

http://www.yourbackupplan.ca/news-blogs

I don't have a Will because I don't know who will take my kids!

DAY 15 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Feb 15-2013

I get asked all the time I don't have a will because I can't decide who I want to take my kids! What should I do?

My husband and I can't decide or agree on anyone so we just don't do anything! 

Sound familiar?

Well, it's a lot worse if you don't do anything.  Did you know that your children will be taken care of but it will be - by the Public Guardian & Trustee. They will make all of the decisions of who they will live with, and how they will disburse the children's money before they reach the age of 18. Oh yea, did I mention that there is a cost involved?

There is of course a cost involved, it is the government.  So, my recommendation is always, who do you think the children would like and love to be with if something happened. Not necessarily who you would like!

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!
http://www.yourbackupplan.ca/news-blogs

Could you survive financially if you fell ill? - December - 2011 - Which? News

Could you survive financially if you fell ill? - December - 2011 - Which? News


New Unum app helps you work out protection needs
09 December 2011

An income protection insurance policy could help you survive financially if you're off work for a long period due to sickness or accident

Income protection provider Unum has launched a new app which enables users to calculate how long they'd be able to survive financially if they were unable to work due to illness or injury.
Nine out of 10 people don't have a back-up plan to support themselves if they lose their income due to illness or injury. Many will rely on credit cards, loans or support from family or friends and could benefit instead from buying an income protection insurance policy.
How the income calculator works
The online Facebook-based app uses average benefits and household expenses figures and asks for a few key personal facts and figures to provide a rough calculation of how long people would be able to stay afloat financially if they lost their income.
Which? protection expert Martyn Saville commented: 'This app really brings home just how quickly savings can be used up if you can't work for a sustained period of time. For example, if you have £3,000 in a savings account, pay rent or mortgage of £800 a month and have average household expenses each month, your money would last just one month, even after factoring in state benefits.
'In the current economic climate of rising prices and reducing state benefits, it's very difficult to build up a sufficient nest egg to see you through a prolonged period of illness or recuperation after an accident. Protection products such as short-term income protection and standard income protection policies could help see you through, avoiding the spectre of major debt.'
More on this...
Why don’t we take out income protection insurance? - Have your say with Which? Conversation
Understanding protection insurance - we explain the best ways to protect your life and income
Income protection - we review the best income protection products available in the UKRead more: http://www.which.co.uk/news/2011/12/could-you-survive-financially-if-you-fell-ill-273941/#ixzz1g6eOFXMr Consumer Champions Which? Under Creative Commons License: Attribution Non-Commercial
Thank you to : Which Works for You, some great information for anyone
http://www.which.co.uk/news

What's your Backup Plan if you can't work?

Click on video with link below

http://www.linkto.tv/iframe/show/uuid/d4dVweCbXxo

Nice video from UK- same issues as in North America

By Female First Celebrity Gossip and Lifestyle Magazine 17 March 2011

Most people don't think about the reality of becoming ill and needing to protect their income if they can't work.

And most of us don't have a back-up plan in place to support us during a long period of sickness.

Research recently released from the independent Think Tank, Demos, has found that it’s the average two income family with children, earning between £16,000 and £50,000 per annum, which is the demographic most at-risk of serious financial hardship if one wage earner is forced to stop working due to long-term illness or disability.

People assume that the state will look after them, yet the support actually available is less than £5,000 a year. For someone on an average income of around £25,000, this would mean a massive 80% reduction in income.

Whilst many of us have life insurance, we are actually three times more likely to fall seriously ill during our working lives than die while in employment.

Yet just 1 in 10 people in the UK have their income protected in the event of a major illness, meaning millions of us are risking serious financial hardship for ourselves and our family if the worst was to happen.

In the following video, we hear from Kate, aged 35, who unexpectedly had to take long term sick leave last year and wasn’t protected, while Jack McGarry, CEO of Income Protection provider Unum, and Nick Cosh, broker at PMI Health Group, look at the implications and discuss what you can do now to protect financially against sudden illness.

Female First Celebrity Gossip and Lifestyle Magazine 17 March 2011