A Kid says your family does matter!

What happens when even a kid says that your family matters?

It is important to get all of your stuff in order even when you think nothing will happen. Because you don't know when something will happen!

Ask yourself, there are so many things paper, documents, things that you know in your head or the other one knows but no one else does. So what will happen?

Well, Facebook for example is difficult to fix when someone has passed away, and if left the risk are individuals that pretend to be them and make multiple accounts in their name.

So why not be prepared? 

Be ready, for taking a trip + theft at home - ensuring your paperwork is kept in a locked cabinet as well as your wallet and purse + your will & power of attorney + your financial information and policies safe and secure so others can find the information + your wishes + your computer and email information + your bills to pay if something happened to the one that normally pays them, and so on.

We have 10 chapters to look after each area, whether you collect old cars, old antiques, fire trucks, or anything else - let's look after those that are left behind and make it easier for them.

Let's ensure we have everything in order just in case of those sickness or injuries such as dementia, strokes, cancer and heart attacks, car accidents and work accidents as well as brain injuries!

If someone had to step into your LIFE today would they know what to do even down to what dog food to buy?

Check out our secret system to ensure you protect your family from the unexpected!

www.yourbackupplan.ca

What is your backup plan?

What is your backup plan? You think you do? checkout our 1- stop system that you update as your family life changes. Ensure that you and your family only has to check out your Backup Plan for all of your resources when something happens! 

When does something happen?

Everyday you can count on a car accident, medical emergency, sickness, or injury, travel accident, work accident, divorce, theft, loss of your wallet, identity stolen, do I need to list more?

How ready are you?

Peace of mind because your family matters! 

tina@yourbackupplan.ca

Expect the Unexpected a System to Plan B

Does not being prepared slap us in the face?

DAY 52 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

ONLY 8 DAYS LEFT AT OUR GREAT CHALLENGE OFFER! 

Have we thought of that little something not quite going along like it was suppose to our planning?
How do we get prepared enough so it doesn't slap us in the face?
A little preparation is easier than you think when it's all laid out for you to fill in the blanks!
A great little side account to help you out of the storm for those days that have you snowed in!
A little more put in it for 6 months of income so that you can shovel out of the snow too!
Some disability to cover that income that is missing when something goes wrong.
Some life insurance when things go really wrong
A current and up-to-date Will and power of attorney to make sure everything gets put in order when needed the most!

Register Today!

Get more great tips and personal advice
when you become a YOUR BACKUP PLAN MEMBER
Check out blog:
http://www.yourbackupplan.ca/news-blogsLet's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!
Don't worry we will help you complete it!

GET IT TODAY FOR $299 and we will help you every step of the way to get YOUR BACKUP PLAN completed!

Feel relief, peace of mind that you have everything taken care of, organized and decided by our 5 EASY STEPS!

Hot Challenge offer has only 10 days left for your Backup Plan

DAY 50 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

ONLY 10 DAYS LEFT AT OUR GREAT CHALLENGE OFFER! 

Don't worry we will help you complete it!

GET IT TODAY FOR $299 and we will help you every step of the way to get YOUR BACKUP PLAN completed!
Feel relief, peace of mind that you have everything taken care of, organized and decided by our 5 EASY STEPS! 

USA VERSION coming soon!

Register Today!

Get more great tips and personal advice
when you become a YOUR BACKUP PLAN MEMBER
Check out blog:
http://www.yourbackupplan.ca/news-blogs

http://yourbackupplan.blogspot.ca/
Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

Any urgency to getting your Backup Plan?

Your Backup Plan

DAY 40 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Is there any urgency to getting your Backup Plan? I will look at it later, I will do it later, I really need it, I will worry about it later! Really? Things will wait for you before they happen?

We really don't think anything is going to happen, do we? But, things do happen. And it seems like the bad guys are even that much more ahead of it than we are. 

We plan for weddings, we even have a plan b if it rains or - even if those no good relatives show up! 

We have a Plan for that big dinner event, and even for a Plan B if we get too many show up

But, we don't have a Plan B for ourselves. A plan that incorporates every part of our lives, our family and our personal stuff that we have in our head somewhere.

How do we get that organized and how do we plan for all of these things so that at anytime the impact is minimal???

JOIN OUR MEMBERSHIP AND GET THE INFORMATION AND THE TOOLS TO GET YOURS DONE TODAY!Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

What do Spouses get if the partner dies without a Will?

DAY 31 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Dying without a WILL new changes 2013!

Mar 3 -2013

Dying without a will - there are new changes 2013!
Spouses receive $150,000 of the estate, balance to the descendants or the greater of 50% and balance to the descendants
Get yours done today!"

Either get your WILL done by joining our easy

www.legalshield.com/hub/tinaolexa  

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

 Call us for more information- support@yourbackupplan.ca

http://www.yourbackupplan.ca

Protecting your Privacy starts with YOUR BACKUP PLAN

DAY 29 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Protecting your privacy!
Your Backup Plan really starts with that!

Mar 1-2013

Helping you to organize what's in our drawers, our boxes, our wallets, in our closets, in our filing cabinets and our safety deposit box. Otherwise your property can be unclaimed by your family. And that is the importance of putting everything all in 1 place!

There is no time limit on claiming your property. Abandoned property has been reunited with its rightful owners 30, 40, and even 50 years after it was turned over to the state. Some states have unclaimed property dating to the late 1800s. Let us help you secure your "stuff" so that your family knows where it is but it is also kept private.
http://www.peoplefindernow.com/safedepositbox.htm

  Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

Call us for more information- support@yourbackupplan.ca

http://www.yourbackupplan.ca

Don't wait until it's too late! Get your Backup Plan today

How long can you go without your Paycheck?

DAY 28 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Feb 28-2013

Protecting your paycheck is all about YOU! How do you do that?There are many different ways-  Next video part 3 of protecting your Paycheck!

The 3rd option is to have your paycheck covered with disability insurance with injury and sickness covered in that. 

Of course you can reduce the premium amounts by starting the disability after a longer waiting period and having a smaller savings account to cover you for the difference. 

ADD IN a RETURN OF PREMIUM with your disability product so that everything that you pay after a certain length of time and no claims - you can get ALL your premiums back! 

START YOU FORCED SAVINGS PLAN - you have the coverage while you need it + you even have a pension for yourself after! 

What a great idea!

Call us for more information- support@yourbackupplan.ca

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

http://www.yourbackupplan.ca

Join Your Backup Plan today, and don't wait - it doesn't wait!

Why don't you do a Will? I bet I know!

DAY 23 TIP OF THE DAY - 60 DAY CHALLENGE OFFER
Feb 23- 2013

Who will the kids go with if something happens to us? Isn't that the biggest scariest reason why you just don't do a WILL? Listen Up!

You need to just pick someone that the kids would like to be with and name that person as their trustee and then name someone else perhaps in charge of the monies.

That would be easier on the kids emotionally.

Check with us on making your will.

support@yourbackupplan.ca

It doesn't have to be difficult or scary. Let us help you!
Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

http://www.yourbackupplan.ca

Did the brown paper Bag keep our secret financial papers safe?

DAY 16 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Feb 16-2013

What did our grandparents do with all of their important documents , their investment papers, insurance policies? Does a brown paper bag mean anything to you? 

That is what our ancestors did to safe keep their documents to leave for family members.

They would roll up their documents in brown paper and stick it in the rafters either in the basement of their house or in their attic.

I spoke with someone today who mentioned to me, that their parent's house has turned over 2 times now and they are trying to figure out how to ask the new owners permission to get their Dad's brown paper bag shoved into their basement rafters.  Without telling the new owners that it is worth $250,000!

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

http://www.yourbackupplan.ca/news-blogs

What I don't think Life insurance companies make money, do they?

DAY 13 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Feb 13-2013

How do Life Insurance companies make tons of money? Read further to find out how.

Life insurance Companies have their 2 most popular ways of making money!  

Quess how?

By - You buying insurance coverage and not using it!

Yes, #1 way is people buying term insurance and then cancelling it when it gets too expensive. Perhaps after 10 or 20 years.  So then, you have paid into a program for a while and they are happy to take your money.

#2, way - are those people that have bought insurance coverage and their family doesn't know that they have any and don't make a claim against it. It's a hidden secret! The insurance company gets out of paying for the policy!

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

http://www.yourbackupplan.ca/news-blogs

Is it necessary to colour code our keys?

DAY 12 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Feb 12, 2013

Is it necessary to colour code our keys? Why would we do something like that?

Putting extra set of keys aside and colour coding them or labelling them with Your Backup Plan is useful for others to know what key matches what.  If something happened to you, it's very nice to know what key opens up what.  Especially useful for older parents etc.

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

http://www.yourbackupplan.ca/news-blogs

Does everything go to the Spouse if you don't have a Will?

DAY 11 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Feb 11-2013

What happens if we don't have a will in our family? Does everything go to the spouse? No! are you shocked? What about the kids? The government says thank you- I will look after the children's money and decide what we think they should do and live with. Thank you for that! What else? There is a percentage that goes to the spouse and a percentage that goes to the children. The spouse receives the first $65,000 and then the balance is split out with  the children.

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

http://www.yourbackupplan.ca/news-blogs

Do we need a Trust in our Backup Plan?

DAY 10 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Feb 10-2013

Do we need a Trust set up? Most of us don't even have a Will yet. What happens if we have a disabled child and we pass away?  The estate shouldn't fall into the hands of the disabled child as ASSETS. If this is the case, the government will remove all disability pensions, and grants available to the child. A Trust will allow for a Trustee to regulate non-Assets to the children either monthly or lump sums, which ever way that you have set it up. It will be distributed to the child without any hiccups.

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

http://www.yourbackupplan.ca/news-blogs

Do you dread the Cancer Word?

DAY 8 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

THE CANCER WORD

Feb 8-2013

What happens if you were to hear the dreaded cancer word? What can we do in our lives to be better prepared for our loss of income, our family emotional stress, and our life changes? Check it out.

It has a huge impact not just financially on the family but the complete picture of jobs, career, happiness, physical abilities, and children come into play.

What can help the situation is to be putting some protection into place so that you can afford to some different things when you have to. Purchase expensive pills, or insulin. Purchase expensive treatments, move to a certain city where they have a treatment that will help you and so on.  The kids of protection that are available to us now, are fantastic! You can have protection with some coverage to ensure that you will have some money to look after loss of income, mortgage or bill payments, and take that stress out of the picture. You can pay into the coverage and then ask to have all your premiums back if you don't use it!  So, why not, does that cost anything? Some years packing away the premiums to ensure you have a sense of certainty. That's priceless!

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

Social media and your Backup system

60 DAY CHALLENGE 

TIP OF THE DAY - ON SOCIAL MEDIA

 Feb 1-2013

Facebook is only one newer Social Media contact that we have in our lives today! 

And if our family or friends don't know our Facebook password then if something happened to us, with living or not, they would not be able to change the page or delete the page without many years of effort. 

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

In Life Do you have a Plan B?

In Life, Do You Have a 'Plan B?'

Posted on March 6, 2012 at 5:00 am,, by Allan Bach

 

 

I enjoy writing my blogs. My blogs are written from my point of view and, I realize, not everyone will agree with the words I write. I am not adverse to differing opinions; I rather enjoy reading what others have to say about my ideas. However, all things must end and, it seems, my blogging days are numbered.
Since 1969, I have not had vision in my right eye due to a mishap while serving in the Air Force. I’ve done fine with my mono vision until a few years ago, when I was diagnosed with macular degeneration in my good eye. At first, it wasn’t much of a problem. Lately, though, I find it difficult to use a word processor, even with a large font. Writing short articles used to require less than 30 minutes--today I’m spending more time than I desire. I get frustrated using a magnifying glass to write my words.
I will be going in a new direction soon. As of now, I am not certain what this will be, but I’m confident that I have quite a few skills that others will find useful. I've always had a "Plan B." This brings me to the subject of this blog. Do you have a Plan B?
So many people I talk to are very skilled at what they do but, should something happen where they lose the ability to perform that skill, they don’t have a backup plan. In the computing world, it is important to back up your data. If a hard drive dies and you don’t have a backup, you’ll lose all your files, pictures, songs, etc. This does not make for a good start to your day.
What is your backup plan? Are you learning a new skill, one that is different from that which you are using at present? If not, could it be that you are you reading less and watching TV more? Do you find yourself spending too much time on Facebook? Is it impossible to turn off your cell phone for more than one hour? These can be distractions to your acquiring new skills--skills that could mean the difference between having a job and being unemployed.
Take some time right now to assess your Plan B. If you don’t have one, invest a few hours each week to learning something new. Go to a museum, a library, or just spend some time alone reading or listening to instructional audio recordings. You may find that there is a new world out there, waiting for you to contribute your view, your opinion, and your skills. You never know if tomorrow is the day you will write your last blog.

Thanks to Allan Bach,
http://hellertown.patch.com/users/allan-bach/blog_posts

What's your Backup Plan?

What’s Your Backup Plan? by Jackie Beck

www.Moneycrush.com

Planning is key to so much of personal finance — it’s how we get ahead and stay ahead. Without planning, we just scramble to react, or make decisions that can be bad for us because they aren’t well thought-out. (You know how it is when you’re forced to give an answer quickly, and then later you think of something better you could have said or done…) But it’s not just planning for things you want to have happen that matters. You’ve also got to plan for the what ifs; the things you actively don’t want to have happen.

Creating a good backup plan

You’ve got to create a good backup plan — at least for the common scenarios that many people encounter throughout their lives. What would happen if you lost your job today? What if you came home and your spouse had left you? What if you got into a car accident and needed to be hospitalized, or even died?
Think the scenarios through. If you find yourself short on a good answer to those questions (and stuff like “Well, I’d live on credit cards” isn’t a good answer to losing your job), take this as an opportunity to lay out what your ideal backup plan would look like. And then take steps to get there. For example, if you don’t know what you’d do if you lost your job, think about what you’d like to be able to do if that happened. Find another job, right? And be able to pay all your bills while you’re unemployed without worrying?
Then think about what you’d need to do to make those desired outcomes happen. (Polish up your resume, network regularly now, come up with other ways to make money, get an emergency fund going, etc.)

 

Thank you Money Crush, Jackie Beck for this great article on What's your Backup Plan?

The backup plan .What if plan A isn’t panning out?

Posted on January 17, 2012 by kevinsmicrohomestead

So you finished school and went out into the world to work your butt off and create health ,wealth and happiness for yourself. The american dream …get a job start a career and a family.Buy a house and a car or two and start putting money away for the future.Well fast forward a couple of decades and maybe things aren’t where you thought they would be.Maybe it just isn’t looking like you saw it in your head.
Here is where we are today people are trying to retire and worked the last 30 plus years to put away enough to enjoy the( golden years ) They keep telling you about.Now this could be for a lot of reasons layoffs ,cutbacks,divorce,health issues or an accident.Maybe your investments went bust or your house values crashed. Sound familiar?
So what are you going to do ? maybe you see the writing on the wall down the line a few years for your self and you are looking to course correct now . Sorry if I come off all doom and gloomy but there is an alternative.
Plan B the back up plan .The what if the SHTF ( shit hits the fan) sorry if that offends anyone it is a broad and encompassing phrase that covers a multitude of scenarios from the minor lost my job to the end of the world and every thing in between.So what if? Well you need a fallback plan something that you can count on come what may.
What is that ? What does that look like ? How does that work? I’m glad you asked.;) It looks like a way to live without needing a bunch of money and infrastructure and still keep a standard of living you can be happy with no matter what happens .Some thing you can put in place now so you have the peace of mind that your covered for the future.
What does that take ?well I see the big costs of living today Housing is number one.How much money do you need to live if housing is no longer an issue? the second seems to be transportation gas prices are not going down that is for sure.Then food and healthcare.
Well lets solve the big one housing .Having a micro house built and setting in the back yard is a major piece of insurance in my opinion .It’s the fall back the escape pod the backup plan for the SHTF possibility of the unknown future .What if the power fails or there’s an earthquake or hurricane a blizzard and so on and basic services are interrupted wouldn’t it be nice to go over and get inside your micro house and fire up the heat and lights and be able to cook a meal and not just survive but thrive .
Lets talk about location.Micro houses can be placed in locations that would otherwise be prohibitive to live in either by price or the inability to build in an environment .So you can put it in a backyard or beach front on a lake river ocean pond ect… but the view or amenities are to die for.Who can afford a (million dollar view ) but you can barrow it for little or nothing .
You could live in walking distance or biking distance of all your shopping and business needs minimising or eliminating the need for a car.if you park your micro house in an area that has space for a garden then you can produce some of your own food cutting expenses further.
Lastly your health is very important and I want to touch on or bring full circle the backup plan living more simply and deliberately gives you time.Time to prepare your own food from scratch .Time to walk or bike to where you want to go .Time to be outside in the garden working in the fresh air and sunshine.Time to spend with family and a great place to live for a fraction of the cost of traditional lifestyle we have now .All we have is time health and family all we need is food shelter and clothing .If we have these we have more than the majority of the people on the planet . After that everything else is excess and luxury. This lifestyle by design If you choose it

Thank you Kevin for your interesting blog