How to avoid the "B" word, Bankruptcy in 3 easy ways!

HOW TO AVOID BANKRUPTCY in 3 easy ways!

Missing payments and don't know how to pay the next one?

I listened to the 650 AM radio show with guests, Sands & Associates, last night. Great show! What we help clients do is to make it as easy as we can and make a plan that works for them.

There is a limit to how many times someone can go into bankruptcy in their lifetime! Did you know that?

3 x's and then not sure what your plan would be. 

But, why are you going into this problem again, did you not learn the first time?

Trying to pay back by paying one card with the other? It's time to do something!

That new business didn't work out? Now you are stuck with the business debt. Get some assistance in clearing this up.

1. Either get another job, or a part-time income source that will allow to make those extra payments to decrease the debt. Pay off consistently and larger lump sums. Take one at a time to pay off one payment with the largest lump sums and then work on the other credit cards. Until you are back down to only having 2 credit cards only with ZERO balance! Yahoo!

So, many of our clients only have to go to step 2:

     

     2. Compile your list of debt and consolidate into one easy payment either incorporated into your mortgage or a separate loan. See a good Mortgage broker to get help with this. Links below.

Can't make that work?

3.  Go to your lawyer or a Trustee for assistance such as Sands & Associates, many various locations, to get help with a Consumer Proposal. Don't have a lawyer, we can help you with finding one across Canada and in the United States.

What is a Consumer Proposal?

A consumer proposal will allow you to settle your debts for a percentage less than you owe by making an agreement with your creditors. They had mentioned about 30% of the debt to make arrangements to pay back monthly over a 2 year,3 year, 4 year, or 5 year term maximum. Don't miss 3 or more payments with this agreement because it voids your agreement for the repayment. The Consumer proposal will only affect your credit report by an average of 9 months to 1 year with consecutive payments.
A bankruptcy #1 will affect your credit report by 1 yr to 2 years. They will say it's no concern from your history after the 5 year mark.

Let's make it easy! Let's have less stress. 

Tired of the Creditors calling you? Get yourself a Lawyer in your pocket that will look after that for you!

In BC: ask for Kristina at: http://www.askthemortgagediva.ca/

Dreyer Group Mortgage Team, www.dreyergroup.ca

Get yourself a lawyer: 

www.tinaolexa.legalshieldassociate.com

www.yourbackupplan.ca

tina@yourbackupplan.ca

Top 10 things that Mom's need to think about to keep their family safe in case of a tragedy!

Top 10 things that Mom's need to think about to keep their family safe in case of a tragedy!

Tragedy comes in all shapes and sizes. Sometimes the tragedy directly affects your
family by

1. the income that your household brings in 
2. your health where you can't do the same things as you used to do
3. an injury that will affect your job or ability to do your job
4. your house structure burns or floods
5. your personal identity gets comprimised
6. your possessions are stolen
7. a divorce or separation
8. a business partnership failure
9. a business partner death
10. a sickness of a family member
11. a brain injury of a family member
12. coma or paralysis of a family member
13. a legal battle with family

How does a family protect against these types of things? By planning.

How do I plan? 

1. Getting the appropriate insurance that will cover these types of things to ensure you have an income
2. Getting a diary or log of your medical history records
3. Getting a log of your accounts 
4. Keep an up to date file  of what both partners have in coverages, assets and liabilities in case the relationship falls apart- look after yourself!
5. Taking photos and hair samples of family members
6. Organize how to pay your bills if you are unable to do so
7. A log of your personal passwords and keep them strictly safe
8. Keeping a safety net account for raining days
9. Turn off switches for gas and water
10. Have an up-to-date will and power of attorney, living will

A Business to do list is still to come.

There is so much more to do and keep track of. But, planning is easy if it's all laid out in front of you.

Pick up or order your Backup Plan where you have an easy instruction workbook to help you through the process and have everything all in one place. That's really important. But, what's more important? To have everything safe and locked up. Order your APP to make it an even easier process.

For more information: contact Tina 

tina@yourbackupplan.ca

www.yourbackupplan.ca

FB: Your Backup Plan

Tweet: TinaOlexaBC

Emergency comes in all shapes and sizes

Emergency comes in all shapes and sizes!

When is it an emergency? When my lights don't turn on with a flick of a switch or when your mortgage or loan gets called in?

Or is it when your daughter tattoos her body parts, or those torture devices, spacers or earlobe ex-panders!

I think we need to pick our fights especially with all of the emergencies that can happen to us at any time anywhere! Our emergencies might consist of divorce especially when it's unexpected, car accidents, work accidents, medical, travel emergency, loss of your passport, wallet stolen, break in , theft, identity stolen, business partnership divorce, disease and illnesses, your children's illness, death in the family, estate planning, the list can go on. Can you think of any others?

When do you stress over things that come up in your life? 

It's been proven that we stress more over things in life that we haven't planned for or that come up suddenly! We are wondering what stance to take on a subject, emotionally tied to the outcome, frustration with the humiliation,  embarrassment from the monies owed or the care required, and of all the things that you have to deal with. Making decisions. Because it is real, and there is an outcome and you have to make decisions even as hard as they are.
Why then we do we stress over these types of emergencies? 

Because we haven't planned for that type of change in our family life. Do a little bit of planning and you can deal with whatever comes your way small or big!

So, I can make some of those worries go away at least by having a plan , finding out how you can do that is by contacting our website and getting parts of your plan organized by a few punches of your APP!

www.yourbackupplan.ca

tina@yourbackupplan.ca

Is winning the lottery the same as hearing you have Cancer?

We know it’s not “will we” experience a tragedy, it’s is “when we” experience some sort of tragedy and how we deal with it and how well we are prepared. 

This makes the difference from perhaps foreclosure, bankruptcy, divorce, family divorce, credit or money issues, employment, and emotional depression and loss in the family. 

Other issues always arrive from winning the lottery to a family member falling into a coma! 

You need answers!

Where are their accounts, how do you access them, what do they have, what dog food do you buy, where will the kids go, how do I pay the bills, how do you get in their house?

They are all issues that need to have some planning. 

And if we have a backup plan for coaching a baseball team, because you never know what team is going to play on the field on which day just in case. 

Why not have a plan b for your team? Your family matters.

How do we deal with finding out that you have terminal cancer, or that my partner is in the hospital for 3 months after a car accident? 

How do we know where your “stuff” is if both of you become injured in an accident?

But, being prepared means we have our information all in one safe and secure place, and we have gone through all of the questions asked about “What if” so when something does occur in our lives we have answers and solutions to all of those types of devastating tragedies that can turn any family rich or poor upside down.

www.yourbackupplan.ca

tina@yourbackupplan.ca

Tweet: TinaOlexaBC

Extreme Events Are a Sign of What Is Yet To Come

What is coming next? Is there more flooding, droughts, earthquakes, fires, shootings, car accidents, sickness and disease, train accidents, avalanches, theft and terrorism?  One can only hope that any type of horrific event that can devastate everything that we own and who we are will not occur.  Tina Olexa, Founder of a company named Your Backup Plan believes that the extreme events that are so newsworthy are a sign of what is yet to come.  She asks, “How can we be sure of anything anymore.”

http://www.prlog.org/12213013-your-backup-plan-says-extreme-events-are-sign-of-what-is-yet-to-come.html

CONTACT: Tina Olexa

778-867-3582

www.yourbackupplan.ca

As a Business owner how can I protect my wife and kids

A BUSINESS OWNER: 

Q. “A colleague of mine passed away suddenly and I had the opportunity to see first-hand the financial and emotional hardship he and his family are dealing with on an on-going basis because he had no plan for the unexpected events. How can I protect my wife and kids in case something happens to me? ” 

It is understandable that as the provider and protector of your family, you want to ensure that they financially and emotionally secure.  Have a succession plan for your business and leave your personal life in order.  Here are the top 10 tips to protect you, your spouse and family in case of any tragedy--

1-      Short term disability and long term disability policies will ensure that you have sufficient income to provide assistance to you and your family for living expenses, prescriptions, tests or treatments.

2-      A medical care policy that will care for you or a loved one in case of extreme disability, dementia, or sickness is very different than a disability policy. It will provide you with the medical attention, housing or care-aids when required.

3-      A power of attorney with delegation to a family member or trusted advisor will allow temporary decision-making on your behalf a simpler process.   

4-      A current last will and testament, a living will and a medical directive are all important so that your wishes are clear to family, healthcare providers and legal counsel.  If you don’t have these, do it now.

5-      Keep a current contact list for your lawyers, accountants, bankers, consultants, agents, advisors, managers, friends and associations. 

6-      Keep a copy of your birth and marriage certificates on file and easily accessible.  They may be needed when dealing with government agencies and when applying for transfer of benefits to your spouse.

7-      Consider life insurance that doesn't change in frequency, payment or benefit during your lifetime. That way it will be with you and your family forever without having to pay more, or lose it.

8-      Consider creating trusts for your family members. This can be a reliable income stream for family members without it being taxed as income.  Check with your accountant or financial planner on the current regulations.

9-      Organize personal bills and make notations for others that are left behind since so many bills are now e-statements.

10-   Keep a register (list and copies) of all of the aforementioned documents and information PLUS the registered owners of your personal assets such as your accounts, investments, property, safety deposit box, and vehicles in one place that is easy to find by your family.  

Tina Olexa is a financial advisor, mother and a small business owner. In her role as financial advisor for over a decade with many individuals, she has witnessed many tragic events in her clients’ lives – from health-related to sudden, unexpected tragedies.  

Tina developed Your Backup Plan system to ensure that her clients are prepared and their families are protected when hardship occurs. 

Follow her on Twitter @TinaOlexaBC.

To read more about Your Backup Plan, visit www.yourbackupplan.ca

You haven't done your own Backup Plan?

Stop! You haven't done your own Backup Plan?

IT REALLY IS TIME TO START!

Only an afternoon to go through the step-by-step system 

and put in your documents, information and passwords, etc. 

Other items such as hair, medical, pictures, hobby collections, etc. can be added to whenever you need to update it on a regular basis!

Remember it's not just financial. We really have a lot of bits and pieces to our own family whether you are married, single or common law.

What would make life easier for those that are left behind to find out where you bank, or if you need your disability claim information. 

What about your credit card information if it is fraudulently stolen, or you have a fire, or an accident?

We can go through the 10 sections to put in the system what pertains to you at that time, and add to it as needed. 

Do you have a will & power of attorney? Maybe, maybe not.

Whether you do or don't or just need it updated, this will surely help you get one in place and have it and other information about you in "ONE central place." Where do I keep it?

Well, thinking of security at all times, definitely locked up so it's safe. I bet right now all of that stuff or most of it, isn't locked up and isn't safe from others to see if they wanted it. 

What about ensuring your policies are easy to access when needed or your medical information stays updated so you can be in control of your own prescriptions and health because you can see right away what has been done, tested and prescribed in the past.

Why do you think all of this is important?

Because if someone had to step into your LIFE today would you know what to do even down to what type of dog food to buy? 

Check out our secret system to ensure you protect you and your family from the unexpected.

Click on Website:

or Email Us at:

A Kid says your family does matter!

What happens when even a kid says that your family matters?

It is important to get all of your stuff in order even when you think nothing will happen. Because you don't know when something will happen!

Ask yourself, there are so many things paper, documents, things that you know in your head or the other one knows but no one else does. So what will happen?

Well, Facebook for example is difficult to fix when someone has passed away, and if left the risk are individuals that pretend to be them and make multiple accounts in their name.

So why not be prepared? 

Be ready, for taking a trip + theft at home - ensuring your paperwork is kept in a locked cabinet as well as your wallet and purse + your will & power of attorney + your financial information and policies safe and secure so others can find the information + your wishes + your computer and email information + your bills to pay if something happened to the one that normally pays them, and so on.

We have 10 chapters to look after each area, whether you collect old cars, old antiques, fire trucks, or anything else - let's look after those that are left behind and make it easier for them.

Let's ensure we have everything in order just in case of those sickness or injuries such as dementia, strokes, cancer and heart attacks, car accidents and work accidents as well as brain injuries!

If someone had to step into your LIFE today would they know what to do even down to what dog food to buy?

Check out our secret system to ensure you protect your family from the unexpected!

www.yourbackupplan.ca

As a parent you don't want it to happen to you!

Todd Croft and his family had a terrible change in their life and would like to share it with others so that it doesn't have to happen to you!

http://globalnews.ca/news/711836/father-of-four-struggling-after-glitch-voids-late-wifes-life-insurance-policy/

Be prepared and have a backup plan. Todd says that, "he wants you to get your house in order."
www.yourbackupplan.ca
tina@yourbackupplan.ca

Don't forget to complete your Home Owner's grant!

Don't forget to pay your City property taxes today!

You don't need to stand in a line-up anymore! Complete your home owner's grant and pay on-line! 

BC Home Owners: Tax Deferment Program

Why not? Great re-payment process check out the interest rates!

1. The Families with Children Property Tax Deferment Program
2. 55 years or older anytime during the current taxation year (only one spouse must be 55 or older), or a surviving spouse of any age and a registered owner, or a person with disabilities 

Tax Deferment Program is an option available to assist families during those years when household costs can be the highest. It is a loan program that allows you to defer all or part of your current annual property taxes on your principal residence. Principal residence is your home where you live and conduct your daily activities.

Apply online with Government BC website

http://www.sbr.gov.bc.ca/individuals/Property_Taxes/Property_Tax_Deferment/ptd.htm

More tips found in our 1-stop system for your Backup Plan

tina@yourbackupplan.ca

What is your backup plan?

What is your backup plan? You think you do? checkout our 1- stop system that you update as your family life changes. Ensure that you and your family only has to check out your Backup Plan for all of your resources when something happens! 

When does something happen?

Everyday you can count on a car accident, medical emergency, sickness, or injury, travel accident, work accident, divorce, theft, loss of your wallet, identity stolen, do I need to list more?

How ready are you?

Peace of mind because your family matters! 

tina@yourbackupplan.ca

Expect the Unexpected a System to Plan B

Would you be able to cope tomorrow or the next day?

DAY 53 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

ONLY 7 DAYS LEFT AT OUR GREAT CHALLENGE OFFER! 

If you had a crippling accident or diagnosed with a critical illness tomorrow, would your family be able to cope emotionally and financially, or either?
How long could you last without a pay check?
We need to ask the questions. What would your coverage look like today? What do you have at work? You would probably be surprised that it might not be very much coverage or any at all.
So you need to look for coverage that you can 
1- extend to age 75 if you wanted , min age 65
2- payment stays the same
3- At least 5 year window for coverage benefits
4- At least 1 year of income coverage

Register Today!

Get more great tips and personal advice
when you become a YOUR BACKUP PLAN MEMBER
Check out blog:
http://www.yourbackupplan.ca/news-blogs


Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!
Don't worry we will help you complete it!



Feel relief, peace of mind that you have everything taken care of, organized and decided by our 5 EASY STEPS!

Does not being prepared slap us in the face?

DAY 52 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

ONLY 8 DAYS LEFT AT OUR GREAT CHALLENGE OFFER! 

Have we thought of that little something not quite going along like it was suppose to our planning?
How do we get prepared enough so it doesn't slap us in the face?
A little preparation is easier than you think when it's all laid out for you to fill in the blanks!
A great little side account to help you out of the storm for those days that have you snowed in!
A little more put in it for 6 months of income so that you can shovel out of the snow too!
Some disability to cover that income that is missing when something goes wrong.
Some life insurance when things go really wrong
A current and up-to-date Will and power of attorney to make sure everything gets put in order when needed the most!

Register Today!

Get more great tips and personal advice
when you become a YOUR BACKUP PLAN MEMBER
Check out blog:
http://www.yourbackupplan.ca/news-blogsLet's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!
Don't worry we will help you complete it!

GET IT TODAY FOR $299 and we will help you every step of the way to get YOUR BACKUP PLAN completed!

Feel relief, peace of mind that you have everything taken care of, organized and decided by our 5 EASY STEPS!

Do you have a Secret Beneficiary?

DAY 51 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

ONLY 9 DAYS LEFT AT OUR GREAT CHALLENGE OFFER! 

How do you keep a SECRET Beneficiary? There are certain complications to our plans! A secret love child, or a Mistress?
A secret beneficiary can be looked after in many ways financially secretively.
Through an life insurance policy is strictly confidential and is outside of the estate. Anything in the estate is not confidential.
Also, looking at a preparing a Trust can also provide for that secret beneficiary through an income subsidized through a Trust.

Register Today!

Get more great tips and personal advice
when you become a YOUR BACKUP PLAN MEMBER
Check out blog:
http://www.yourbackupplan.ca/news-blogs

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!
Don't worry we will help you complete it!

GET IT TODAY FOR $299 and we will help you every step of the way to get YOUR BACKUP PLAN completed!

Feel relief, peace of mind that you have everything taken care of, organized and decided by our 5 EASY STEPS!

Hot Challenge offer has only 10 days left for your Backup Plan

DAY 50 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

ONLY 10 DAYS LEFT AT OUR GREAT CHALLENGE OFFER! 

Don't worry we will help you complete it!

GET IT TODAY FOR $299 and we will help you every step of the way to get YOUR BACKUP PLAN completed!
Feel relief, peace of mind that you have everything taken care of, organized and decided by our 5 EASY STEPS! 

USA VERSION coming soon!

Register Today!

Get more great tips and personal advice
when you become a YOUR BACKUP PLAN MEMBER
Check out blog:
http://www.yourbackupplan.ca/news-blogs

http://yourbackupplan.blogspot.ca/
Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

You are never too young to encounter the unexpected!

DAY 49 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

You are never too young to encounter the unexpected! This poor girl now has left her child behind probably with no will and now the family is going to have to fight through our wonderful Government Trustee office to gain custody and settle the affairs. It's not going to be an easy road dealing with grief and emotions, police, etc. It could be easier to be planning and help with some of those decisions and legal matters + money!

Register Today!

Get more great tips and personal advice
when you become a YOUR BACKUP PLAN MEMBER
Check out more information at:
http://www.yourbackupplan.ca/news-blogs

Read the Province today, or the Mission City Record
http://www.missioncityrecord.com/news/199252371.html?c=y&curSection=/&curTitle=BC+News&bc09=true

Identity Theft is the fastest over 500% growing crimes in Canada

DAY 48 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Identity Theft is the fastest growing crimes over 500% increase
Simple little things to be aware of
Register Today!
Get more great tips and personal advice
when you become a YOUR BACKUP PLAN MEMBER
www.yourbackupplan.ca
Register last 12 days left for our Special 60-Day challenge!

Monitor your own Credit report it's up to you

DAY 47 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

How many times should you check you own Credit Report? Have you ever checked your Credit report? Would it be helpful? Some consumers don't even know that your credit was stolen until they are denied credit due to the information provided on their credit reports. Regular review of your consumer credit disclosure is key to finding identity theft very early.

Register Today!

Get more great tips and personal advice 
when you become a YOUR BACKUP PLAN MEMBER

http://www.yourbackupplan.ca

8 Simple steps you can take to reduce your Exposure to Identity Theft

DAY 46 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

8 Simple steps you can take to REDUCE your exposure to Identity theft! Don't think it's going to happen to you? Think again.
It can and it does. What even in Canada?
Yes most definitely.
So what can we do?
1- Monitor your credit
2- Don't give out any personal information indiscriminately
3- Be careful with your mail
4- Guard your garbage
5- Only give your Sin number when absolutely necessary 
6- Pay attention to billing cycles
7- Exercise caution online

8- Remove personal information from old computers

If you need some help to get these types of things done - contact us at:
support@yourbackupplan.ca

Register Today!

Get more great tips and personal advice 
when you become a YOUR BACKUP PLAN MEMBER

http://yourbackupplan.ca
Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

Will we have life insurance when we need it?

DAY 44 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

What does your Life insurance look like? If it is still going to be there when we need it? 

How much will it cost us?
Get to learn about your own policy so you can feel comfortable on what kind of coverage you have, how long it lasts, and if it's 100% coverage no matter what. Learn about your plan

Get the advice you deserve to know the differences of all different policies that are out there:
It's scary, what different coverage that there are. Find out today so you are re-assured and informed.

http://youtu.be/ZKHftmGWoEM

Check out:

www.yourbackupplan.ca


Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

How is our medical system going to cope?

DAY 43 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Canadians suffering from serious illness but living longer! So, how is our medical system going to cope with all of us? There is also the baby boomers starting to retire and going to have a bigger impact on our system that is already lacking. do you have a plan or an idea of what you are going to do?
Register Today!

Get more great tips and personal advice 
when you become a YOUR BACKUP PLAN MEMBER
Check out blog:
http://www.yourbackupplan.ca/news-blogs

http://www.globalnews.ca/health/average+canadians+living+longer+but+suffering+from+serious+illness/6442828928/story.html?utm_source=facebook-twitter&utm_medium=link&utm_campaign=community


Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

What is the true meaning of love?

DAY 45 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Embarrass yourself today and get some life insurance because it's the true meaning of love!
But, the problem is, what's the best one? Everyone tell's me something different. What is there to buy?
Register Today!

Get more great tips and personal advice
when you become a YOUR BACKUP PLAN MEMBER
Check out blog:
www.yourbackupplan.ca/news-blogs

Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

http://www.youtube.com/watch?v=uCtbA3CKKgA&feature=share&list=PL3CD85CE7ACECE5DD

Nursing home residents at risk: W5 investigation reveals startling national picture

Nursing home residents at risk: W5 investigation reveals startling national picture

Are you sure your Travel insurance will cover you?

DAY 42 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Need travel insurance before you leave for that special trip that you are taking? You may think you are covered even though you bought it! There are conditions.

Did you know that if you went to your doctor or medical clinic and had a change in your treatment or medications 3 months before you leave, you will not be covered for those conditions at your destination?

Register Today!

Get more great tips and personal advice 

when you become a YOUR BACKUP PLAN MEMBER

Worried about Natural Disasters?

DAY 41 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Worried about Natural Disasters? What does your Emergency plan or tool bag look like? What, you don't have one! 

Like 80% of others that don't have one either. What can you do this week to get better prepared? What step can you take to just do one thing each week to put into your emergency tool kit and arranging a plan at both work and at home? Need help?

Check out blog:
www.yourbackupplan.ca/news-blogs
JOIN TODAY TO START YOUR EMERGENCY AND SAFETY PLAN- REGISTER TODAY
Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

Any urgency to getting your Backup Plan?

Your Backup Plan

DAY 40 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Is there any urgency to getting your Backup Plan? I will look at it later, I will do it later, I really need it, I will worry about it later! Really? Things will wait for you before they happen?

We really don't think anything is going to happen, do we? But, things do happen. And it seems like the bad guys are even that much more ahead of it than we are. 

We plan for weddings, we even have a plan b if it rains or - even if those no good relatives show up! 

We have a Plan for that big dinner event, and even for a Plan B if we get too many show up

But, we don't have a Plan B for ourselves. A plan that incorporates every part of our lives, our family and our personal stuff that we have in our head somewhere.

How do we get that organized and how do we plan for all of these things so that at anytime the impact is minimal???

JOIN OUR MEMBERSHIP AND GET THE INFORMATION AND THE TOOLS TO GET YOURS DONE TODAY!Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

Do Women know their Family affairs?

DAY 39 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Do women know their Family Stuff?

Mar 11-2013

Do Women know their family stuff? or do we just expect our husbands to look after it and know what's what?

I think that's what is happening in most cases. There are at least 89% of families in Canada that the woman rely on the husband to know what type of policies they have, how much they cost, and what they are. Where in fact they don't understand the details anymore than their spouse. But, shouldn't the spouse and for that matter the family understand what the coverage is for the family Income earners?  Due to the privacy issues now, it is very difficult and timely to wait until the spouse only can tell you the policy number to start the claim.  We shouldn't have to wait for the spouse who is the injured one to tell us the pertinent information needed to fill out a claim. It's too late. 

The more you know ~ the more you can plan ahead!


Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

Call us for more information- support@yourbackupplan.ca

http://www.yourbackupplan.ca

Get your Backup Plan done today, it might be too late!

Credit card protection is your responsibility

DAY 38 TIP OF THE DAY - 60 DAY CHALLENGE OFFER

Do you have a protective sleeve for your Credit Card?

Mar 10-2013

CREDIT CARDS- do you have a chip on your credit card? Or do you have RFID?

How do you know what you have on your card? There is an automatic reader forRFID signal if you have 3 waves on your credit card. It should then be put into a protective sleeve. Otherwise there are some cases where they are copying down all of your information by just walking by you!


Let's Expect the Unexpected and get prepared with YOUR BACKUP PLAN!

Call us for more information- support@yourbackupplan.ca

http://www.yourbackupplan.ca

Don't wait until it's too late to get your Backup Plan! join today to start